As house prices have risen sharply in the past five years, it has been found that the number of apartments that middle-income households can purchase in Seoul has plummeted from 16.5% to 2.7%.



According to the ‘Status of Housing Purchase Index by Metropolitan City and Province’ (2017-2021) submitted by Rep. Jung Woo-taek from the National Assembly Budget and Policy Office, the K-HAI (K-HAI) for middle-income households in 17 cities and provinces nationwide. ) decreased by 14.1 percentage points from 58.7% in 2017 to 44.6% last year.



The housing purchase quantity index is an index that calculates the ratio of housing available for purchase among apartments in a given area when taking out a loan based on the net assets and income of a median-income household.



The median income last year was 1,87,831 won for single-person households, 3,088,79 won for two-person households, 3,983,950 won for three-person households, and 4,876,290 won for four-person households. .



In particular, in the case of Seoul, the housing purchase volume index fell sharply from 16.5% in 2017 to 2.7% last year.



If a middle-income household starts buying their own house even with a loan in Seoul, if there were 16 to 17 apartments out of 100 five years ago, it means that there were fewer than three left last year.



During the same period, the housing purchase volume index in Gyeonggi fell from 51.3% to 26.2%, and Incheon fell by 25.1%p and 20.4%p from 52.9% to 32.5%, respectively.



In both Gyeonggi and Incheon, more than half of the apartments that a middle-income household could afford five years ago were now unbeatable about half of the apartments that could be bought five years ago.



In the provinces, it was also found that it was more difficult to buy a house due to the rise in house prices.



Daejeon's housing purchase volume index fell 31.1%p from 73.1% five years ago to 42.0% last year, the largest drop in the index in the country.



During the same period, the decline in other provinces was -14.3%p in Chungnam (92.3%→78.0%), -13.1%p in Gwangju (79.2%→66.1%), -12.6%p in North Chungcheong (85.9%→73.3%), and -11.7% in Ulsan. p(74.8%→63.1%), Gyeongnam -8.8%p (82.8%→74.0%), Gyeongbuk -8.1%p (92.3%→84.2%), etc.



Jeju is the only country in the country, with an increase of 9.7% from 43.7% to 53.4% ​​during the same period.