Zhongxin Finance, April 20. According to the website of the People's Bank of China on the 20th, the People's Bank of China and the China Banking and Insurance Regulatory Commission jointly held a symposium on financial support for the real economy on the 19th. The meeting emphasized that financial institutions must insist that houses are used for living, not for use. The positioning of speculation, city-specific policies will be implemented to implement differentiated housing credit policies to better meet the reasonable housing needs of homebuyers.
The meeting emphasized that it is necessary to implement the macro-prudential management system for real estate finance, distinguish project risks from enterprise group risks, do not blindly withdraw, cut off, or suppress loans, and maintain a stable and orderly real estate financing.
In accordance with the principles of marketization and the rule of law, financial services for mergers and acquisitions of key real estate enterprises' risk disposal projects shall be done well.
It is necessary to optimize the credit policy in a timely manner, and flexibly adjust the personal housing loan repayment plan for those affected by the epidemic.
The meeting pointed out that it is necessary to make full use of various financial policies and take the initiative to serve the real economy.
All financial institutions should focus on key support areas such as contact-type service industries, small and micro distressed entities, freight logistics, investment consumption, etc., strengthen financial services for key consumption, new citizens and effective investment, and timely allocate credit resources, internal assessment, and financial services. Supporting measures have been introduced on transfer pricing and other aspects.
The meeting pointed out that it is necessary to give full play to the effectiveness of a number of structural monetary policy tools, do a good job in the connection between government, bank and enterprise, and release policy dividends as soon as possible.
It is necessary to balance the relationship between supporting epidemic prevention and control, supporting the real economy and preventing risks, and improve the sustainability of policies and the effectiveness of publicity.
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