Original title: Shanghai relaxes housing purchase policies, and social security for talent purchases is a minimum of three months. Is it a trend to loosen peripherals?
Source: Author: Zhang Da
Following the relaxation of purchase restrictions in popular second-tier cities such as Suzhou and Nanjing, another first-tier city has joined the list.
On April 13, a reporter from Securities Times Securities China learned from the official website of the Shanghai Lingang New Area Management Committee that the housing purchase policy for talents in the area has been adjusted, and the social security threshold for key support units has been shortened to 3 to 6 months.
Industry insiders who were interviewed by Securities Times Securities China reporters believed that the loosening of the periphery of hot cities is an inevitable trend.
The loosening of policies in hot cities must combine "housing and not speculating" with promotion fees and promoting stability. Policy adjustments must be accurately researched and judged. Due to the district's implementation of policies, there must be enough space for the back, so as to avoid the sudden withdrawal of policies and the ups and downs of the market.
Shanghai Lingang optimizes housing policy for talents
On April 13, a reporter from Securities Times Securities China saw the "Notice on Optimizing and Adjusting the Operational Standards of Talent Housing Policy in Lingang New Area" (hereinafter referred to as the "Notice") from the official website of the Shanghai Lingang New Area Management Committee.
The "Notice" optimizes and adjusts the operating caliber of the talent housing policy.
Among them, the original "House Purchase Qualification Confirmation Letter" was adjusted to the "Lingang New Area Talent Housing Policy Confirmation Letter", and the validity period was adjusted from the original 6 months to 12 months.
At the same time, according to the industrial development orientation of Lingang New Area and the development needs of urban functions, after comprehensive assessment, the "2022 Lingang New Area Talent Housing Policy Key Support Unit List" has been formed, and the "2022 Key Support Unit List" will be based on demand. Organization updates and publicity.
Talents working in key support units in 2022, "must work in the new area for more than one year" can be shortened to 3 months or 6 months.
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Li Yujia, a senior researcher at the Guangdong Housing Policy Research Center, told the Securities Times Securities China reporter that Shanghai Lingang’s policy adjustment has two highlights: First, shorten the working years for talent identification, from one year to 3 or 6 months, That is, after working for three months, you can apply for recognition as a talent, and then you have the qualification to buy a house; the second is that the validity period of the talent recognition is extended, and the recognition procedure is simplified. .
Regarding the reasons for the adjustment of Shanghai Lingang policy, Li Yujia believes that the first is that the state clearly promotes a virtuous circle of real estate and meets reasonable housing demand. The recent market decline due to the epidemic and expectations has a great impact on the virtuous circle of the regional market, and real-time policies are needed. Adjustment, Lingang belongs to the periphery of Shanghai, the supply is large, and the demand is down, and the policy needs to be adjusted in real time; second, the State Council has recently made it clear that measures that are conducive to the stabilization of market expectations should be introduced to relieve the impact of the epidemic and more effectively support the development of the real economy. It belongs to the new area of the free trade zone and focuses on the development of emerging industries. Real estate is very important for regional development and basic support. Third, the state has also made great efforts to promote housing consumption recently. The level of financial services for citizens.
Lingang is an area with a relatively high concentration of new citizens.
"Following Suzhou and Nanjing, Shanghai Lingang has also relaxed the purchase restrictions, which shows that the relaxation of the entire real estate market has entered a new stage. From the previous Heze, Zhengzhou, and Harbin, it has gradually entered the core second-tier cities of Suzhou, Nanjing, and now Shanghai. It’s started.” Yan Yuejin, research director of the Think Tank Center of E-House Research Institute, said in an interview with a Securities Times Securities China reporter that Shanghai has been affected by the epidemic this year, and the pressure on the property market is relatively high. Market expectations and boost market confidence.
The loosening of the peripheries of hot cities may become a trend
Entering April, more and more hotspot cities have joined the "army" of policy loosening.
Securities Times Securities China reporters have sorted out that since April, Quzhou, Qinhuangdao, Dalian, Mianyang, Lanzhou, Lishui, Taizhou, Anshun, Suzhou, Nanjing, Xianning, Jingmen, Huangshi, Yichang, Shanghai and other 15 cities have loosened their house purchase policies , involving purchase restrictions, loan restrictions, sales restrictions, provident fund loans, mortgage interest rates, etc.
Among them, on April 11, Suzhou's sales restrictions and purchase restrictions were relaxed.
Among them, the 5-year limit on the sale of second-hand houses has been adjusted to 3 years; if a foreigner buys a house in Suzhou, the social security (personal tax) can be accumulated for 2 years, and it is no longer necessary to pay for 2 consecutive years within 3 years.
On April 12, Nanjing's Lishui District and Liuhe District relaxed the purchase restrictions. Outsiders do not need to provide proof of social security when purchasing their first home. Married people need to provide both husband and wife ID cards, marriage certificates, household registration books, and minor children's birth certificates and household registration books. ; Unmarried people need to provide ID card, household registration book, and can open a proof of purchase in this area.
It is worth noting that the relaxation of the purchase restriction in Shanghai, like Nanjing, started from the peripheral area, and this time Shanghai is to loosen the restrictions on specific groups of people in the peripheral area.
In this regard, Li Yujia said in an interview with the Securities Times Securities China reporter that the regulation of hot cities is now required to follow the state of "doing something and not doing something". Nanjing chose to first release the needs of the two peripheral districts and gradually give The market will increase the volume, guide expectations, and then look at the situation of the epidemic, market expectations and the recovery of purchasing power, and then proceed to the next step.
Shanghai also chose to be in the peripheral areas such as Lingang that are being developed, and released talents who are limited to key support units for housing purchases, which is in line with the industrial sequence of the development of Lingang Free Trade Zone. Citizen employment and housing, new urbanization, etc. have been integrated.
He believes that the loosening of the periphery of hot cities is an inevitable trend.
Regarding the future policy direction, Li Yujia believes that hot cities will begin to rectify their policies. On the one hand, they will respond to the impact of the epidemic and economic downturn, and on the other hand, they will promote the release of consumption, promote industry circulation, and help the real economy and stable growth. At the same time, they must also implement the "housing "Housing without speculation", that is, the loosening of policies in hot cities must combine "housing without speculation" with promotion fees and promotion of stability.
Policy adjustment is possible, but it is necessary to accurately study and judge which area to adjust and how to adjust, so as to leave enough space for the back.
(Broker China)