Zhongxin Finance, April 14. Zou Lan, director of the Financial Market Department of the People's Bank of China, said at a press conference on financial statistics for the first quarter of 2022 on the 14th that since the outbreak of the new crown pneumonia epidemic, some residents' income has been affected in the short term, and there are delays. For the needs of repaying monthly payments and rearranging repayment plans, banks also need targeted arrangements for such special situations from the perspective of post-loan risk management.
Therefore, in January 2020, five departments including the People's Bank of China jointly issued a notice, which clearly stated that for the four categories of people affected by the epidemic, financial institutions should flexibly adjust the repayment arrangements for personal credit such as housing mortgages and credit cards, and reasonably delay the repayment period. For those who fail to repay in time due to the impact of the epidemic, no overdue record is required to be submitted.
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