<Anchor> This



is a friendly economic time.

Today (the 14th) I will be with reporter Han Ji-hyun.

I heard that a report that analyzed the characteristics of wealthy people under the age of 49 was recently released?



<Reporter>



Yes, these people are called 'young rich' and 'young and rich'.

Hana Bank publishes the Wealth Report every year, and this year, we analyzed the rapidly rising fortunes.



It seems like the reality of setting the standard for financial assets at 1 billion won is true, but the results were surprising.



The wealthy people had an average of 6.6 billion won in assets and a little less than two real estate properties.



The average annual salary was 400 million won, but it seems difficult to become smart with this.



7 out of 10 people received Jeonse, and they had property income that received monthly rent.



I wonder if the MZ generation would make a huge investment in a lot of wealthy, stocks or coins, but only 25% of their financial assets were invested in stocks, and only 2 out of 10 people were investing in virtual assets.



<Anchor>



When it comes to cleverness, I think that I might have gotten some help from my parents because I am relatively young, but was that really the case?



<Reporter>



When asked what was the source of their wealth, almost half of them cited earned income.

It is said that he made seed money and seed money by collecting his monthly salary.



After that, 23% came from business.

As you said, those who raised seed money through inheritance or gift were the third largest at 18%.



However, as mentioned earlier, the asset standard for the fortune-teller is only 'average'.

There was a big difference in size.



The average for-profit assets, which are based on earned income, was 3.9 billion won, but the number of inherited assets was a whopping 12.8 billion won, more than three times the difference.



Then, what about for-profit jobs, perhaps because the financial asset standard is set at 1 billion won, the largest number of office workers.



3 out of 10 were office workers and 2 were professionals.



However, looking at the average income of each, the difference was nearly three times, 240 million won and 740 million won.



<Anchor>



So, smart means talking about the age group from 20s to 40s.

But among those age groups, there are quite a lot of self-made types of wealthy people.

Then I wonder how and where they invested, please explain.



<Reporter>



Yes, to answer first, it is a 6 to 4 ratio between real estate and financial assets.



But what's interesting is that this ratio is true not only for the clever, but also for the old-rich.

Is it the golden ratio for the rich regardless of age?



Of course, a closer look reveals that real estate investments are a little different: Aldrich invested in land, while Young Rich favored commercial real estate.



Many of the wealthy’s portfolios have foreign currency assets. Recently, there have been a lot of seohak ants. Two out of three people, including overseas funds, had foreign currency assets.

1 in 10 people owned real estate abroad.



Also, the wealthy were very interested in new investment destinations, and half said they would invest in works of art or music in the future.



<Anchor>



Lastly, let's finish by looking at one piece of news that might be useful to know.

The city of Seoul decided to subsidize transportation expenses for pregnant women?



<Reporter>



Yes, I'm not smart, so I'll have to take care of these things to get rich.

Pregnant women living in Seoul can receive 700,000 won for transportation from July.



For those whose due date is due on June 30th, unfortunately, this subsidy is not available.



Pregnant women who are pregnant as of July 1st or become pregnant afterward are eligible to receive it.



But it's not like you're giving me 70,000 won.

The credit card or debit card points are deducted and the credit card company is decided during this month. If you do not have this card, you will need to obtain a new one.



This card can also be used on public transport such as taxis and subways.

You can also put oil in your car.



You can apply on the website from July 1st, so it would be a good idea to mark it now on the scheduler so you don't forget it.