With the reduction of the adult age from next month, it will be possible to sign a credit card contract from 18 years old without the consent of parents, but for students, more than 90% of companies compare the limit to 20 years old and over. It turned out that we will take measures to keep it low.
The adult age will be lowered from April to 18 years old, and you will be able to take out loans, credit card contracts, securities accounts, life insurance and non-life insurance from 18 years old without parental consent. increase.
Prior to this, the "Japan Credit Association", an industry group of credit card companies, conducted a survey on the response of each member company.
According to it, out of about 200 companies that have contracts for customers under the age of 20, 93% said they would set a lower limit for students than those over the age of 20.
For those who have jobs other than students, 76% say that the limit is set lower than those over 20 years old.
On the other hand, only 22% of companies said that they would continue to require parental consent when making a contract.
The Japan Credit Association said, "We would like to encourage new adults under the age of 20 to use their credit cards properly, and also focus on enlightening activities for junior high and high school students." I am.