<Anchor>



The US central bank raised interest rates as expected.

To reduce the impact of the corona crisis, we have maintained zero interest rates for two years, which is now a signal that that era is over.

Starting with this year, it is highly likely that the total increase will be increased by 1.5% this year and another 1% next year, so a total of 2.5% points is highly likely to be raised. There are many things to prepare.



Reporter Jeon Yeon-nam analyzed it.



<Reporter>



The burden of raising interest rates on our central bank has increased.



Currently, Korea's base interest rate is about 1 percentage point higher than that of the United States.



However, if the U.S. raises the benchmark interest rate by the end of the year as predicted, the U.S. interest rate will rise even higher.



The inversion of interest rates may cause domestic capital to flow to the US, causing the won's value to fluctuate.



So, it seems that the Bank of Korea will also raise the base rate two or three times this year to keep pace with the US.



[Seo Ji-yong/Professor of Business Administration, Sangmyung University: The difference in interest rates between the US and Korea's base interest rate is about 1 percentage point now.

The truth is, there is only one thing left to do is decrease.

I think the burden will be greater in the mid- to long-term in terms of capital outflow and exchange rates.] When the



base rate rises, the interest burden increases.



One researcher analyzed that if the US continues to raise interest rates, Koreans will have to pay 40 trillion won more in interest a year.



This is because the loan interest rate rises by more than 2.2 percentage points.



On a per household basis, the interest burden increases by 3.4 million won per year and 300,000 won per month.



Analysts also found that if the US interest rate rises by 1%, the KOSPI could fall by 8%.



Under these circumstances, there is concern that the central bank will not be able to take a clear direction as the successor of Bank of Korea Governor Lee Ju-yeol, whose term ends this month, has not been decided.



(Video editing: Lee Seung-yeol, VJ: Park Hyun-woo)