Shanxi Evening News (Reporter Xingo) "Medical insurance card" is one of the most important cards in life for many people.
On March 3, the Taiyuan Anti-Fraud Center released information to the public. Recently, a new type of deception has exploded. Many middle-aged and elderly people's mobile phones have been defrauded of thousands to tens of thousands of yuan after receiving such text messages.
The scam begins with a text message that reads, "Your health insurance card will be disabled."
Usually, after receiving this information, most of the middle-aged and elderly people will feel nervous and flustered, and will directly click on the URL in the information content.
"As we all know, no matter which website, only the more urgent and crucial matters will be notified by the 'homepage pop-up window'." The police introduced that scammer websites also follow this habit, as long as citizens click to enter, A prompt box pops up immediately to reiterate and inform that the "old medical insurance card" is about to become invalid, and the warm reminder to apply for the "new medical insurance card" seems very "regular".
After clicking "Apply Now", a website with a big red national emblem will be opened directly.
Compared with the real "National Medical Security Administration" official website, the content of the website page is basically the same, and it is difficult for ordinary people to distinguish.
Since then, the guidelines on the web page require citizens to enter their name and ID number, and there is no identity authentication process such as "binding a mobile phone" and "entering a verification code" that are common when logging in to the website.
In this regard, the police analyzed that such a simplified login method is to "convenience" the middle-aged and elderly groups to fall into the scam, so as to achieve the purpose of "maximizing the efficiency of fraud".
The next step is to "complete information" and "restart" the medical insurance card. The content filled in is not complicated, but it is enough for the crooks to "empty" the bank cards of middle-aged and elderly people.
For example, ask the elderly to fill in the "account balance".
This is because the liar will transfer money next, but if the amount of the transfer exceeds the balance, the transfer cannot be successful, so this is very important for the liar!
After that, the web page will enter the "Inspection Information" interface, and will stay for a few minutes.
In fact, this is the "preparation time" reserved by the liar.
After the liar receives the "fish hooked" information, they need to organize the preparations for each transfer operation immediately, including the steps of entering the transfer amount and submitting the transfer application.
When the scammer prepares everything, the old man's mobile phone will receive the SMS verification code, and the page will jump to the next step, and the page will remind "valid within 1 minute".
"Verification code" is also the last line of defense for personal accounts.
When most people receive the verification code, they don't read the text message to remind them to prevent fraud, and all their attention is on the 6-digit number, and they recite it in their hearts, for fear of remembering the wrong one. .
Especially under the psychological hint of "effective within 1 minute", most of the middle-aged and elderly people quickly fill in the verification code.
And the scam has developed to this point, and the amount in the victim's account will be easily transferred by the scammer.
What's more abhorrent is that if there is a large amount of money in the bank card of the middle-aged and elderly people, the scammer will arrange the webpage to display: The verification code is wrong or the verification code input timed out, please re-enter!
As a result, a new round of transfer verification codes were sent to the scammers again.