Zhongxin Finance, March 1. On March 1, the General Office of Zhengzhou Municipal People's Government issued the "Notice on Promoting the Virtuous Cycle and Healthy Development of the Real Estate Industry" (hereinafter referred to as the "Notice"), which proposed to guide financial institutions in Zhengzhou to increase Large-scale individual housing mortgage loans were issued, and housing loan interest rates were lowered.
The "Notice" also mentioned that
for families who own a house and have settled the corresponding house purchase loan, in order to improve their living conditions and apply for a loan to buy ordinary commercial housing again, banking financial institutions implement the first-home loan policy
.
The "Notice" also requires strengthening the management of commodity housing sales prices.
Strictly implement the pre-sale price filing system for newly built commercial housing, guide development enterprises to reasonably determine the average sales price, and stabilize the price of commercial housing.
Organs, institutions and state-owned enterprises are not allowed to organize new group purchases of housing and targeted development of housing within the territory of Zhengzhou.
In terms of ensuring that college students live in Zhengan, the "Notice" proposes that for doctoral students, master's students, undergraduate graduates (preparatory technicians and technicians in technical colleges), and junior college graduates (senior workers in technical colleges) to start a business in Zheng Conditional housing can be purchased with shared property rights, and housing purchase subsidies will be given to those who purchase commercial housing.
For those who meet the conditions to provide affordable rental housing before purchasing a house, a certain area subsidy can be given to those who rent market-oriented rental housing, and the preferential period is 3 years.
At the same time, it provides convenience for migrant workers to buy homes.
Migrant workers who pay housing provident fund in Zhengzhou can apply for housing provident fund loans under the same conditions as employees who have paid and deposited housing provident funds in this city.
In terms of meeting the needs of home care for the elderly, the "Notice" mentioned that if
children and close relatives work and live in Zheng, the elderly are encouraged to come to Zheng for the elderly, and they are allowed to buy a new house for their family
.
Strengthen the aging-friendly design for new residential areas, carry out aging-friendly renovations for old residential areas, and give certain subsidies to those who implement aging-friendly renovations.
The Notice also supports residents' needs for improved housing.
Residents who sell small to buy large or sell old to buy new due to the increase in family population and improved income conditions can provide convenience in terms of personal mortgage, online visa filing and real estate registration procedures within the limit of household purchases.
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