<Anchor> This



is a friendly economic time.

Today (the 21st), I will be with reporter Han Ji-hyun.

You said there was a report that could predict house prices this year?



<Reporter>



Yes, last year, the nationwide house price rose by 15%, reaching the highest level in 19 years, but it has been on a downward trend lately.

The outlook for the future is somewhat mixed.



First, the field is talking about a decline.

This is the contents of the KB Real Estate Report, and 63% of the real estate agents who participated in the survey answered that house prices would come down this year.



The largest decline was 'within 3%'.

He cited the fact that he had no money to buy because of the strict loan regulations, and that as house prices rose, the selling price would be burdened.



Conversely, 64% of real estate experts expect home prices to rise this year.

In particular, I predicted that house prices in the metropolitan area would rise by 74%.



33% cite 'within 3%'.

The largest number (25%) was that the supply problem was still unresolved and the supply was running.



Election Day is just around the corner.

They reasoned that the number of properties for sale would decrease as policy changes and stricter regulations became more stringent.



KB thought that the possibility of a 'plunging' is low even if there is a bubble because the belief that housing is a 'good asset' has grown.



<Anchor>



will go up, will come down

Each expert has a different outlook depending on the position they are in.

It's not easy to guess what's going to happen right now, but in the long run, I think it's the right trend to see the house as an investment object a little less.

As a result, it seems that some investors are turning their eyes to shopping malls rather than houses and apartments.



<Reporter>



Yes, because of tax issues, investments in houses are moving to commercial real estate.

As for real estate preferred by PB customers, that is, property owners, shopping malls took the top spot with 38%.



For the first time since the survey, it surpassed reconstructed apartments and general apartments, and there was a difference of 18%.

The vacancy rate is increasing due to the corona virus.



Nevertheless, the total amount of shopping mall transactions last year broke the highest level since statistics were compiled.

Transaction prices are also rising.



What this means is that concerns about the risk of a bubble can grow.

If the self-employment economy does not recover in the future, there is a possibility that this bubble will burst.



So, where should you invest in real estate this year?

The PB's pick is the Little Building.

It was the most at 24%, and the proportion doubled from last year.



<Anchor>



Now, let's talk a little differently.

For those of you who like to drink during the weekend, you might want to "uh-huh" watching this news.

You must have sighed.

Soju prices are going up a lot?



<Reporter>



Yes, as the price of ethanol, the raw material for soju, rises earlier this month, the price of soju increases.

The price of Chamisul and Jinroise Bag will increase by 7.9% from the day after tomorrow.



Now, the factory price for a bottle of Chamisul 360ml is 1,81 won.

However, if it rises by 7.9%, it rises by 85 won to 1,166 won.



A bottle of Chamisul is sold at 1,200 to 1,800 won in large marts, and this price is also going up.



Also, the price of soju sold at bars is going up.

In general, when a liquor company raises a few tens of won, there are many cases where the bar raises it by 1,000 won. 



Since it is currently 4,000 to 5,000 won, there is a forecast that it will rise to a maximum of 6,000 won.

It costs about 800 won per cup.



It seems that the price of other competitors will rise one after another.



<Anchor>



So from now on, you are saying that you will have to pay 6,000 won for a bottle of soju at restaurants.

Looking at it like this, I think it's really expensive.

Today, for the last time, starting today, you can sign up for the Youth Hope Savings Savings Account.



<Reporter>



Yes, there are already some rumors among the MZ generation because the maximum interest rate is 6%, but 11 banks will release it today.



The interest is so high that there are close to 2 million applications for 'preview' to check whether you can join.



In order to save money, you must first be between the ages of 19 and 34, minus the period of military service. 



In addition, the total salary in the previous year must not exceed KRW 36 million.

You can pay up to 500,000 won per month and the maturity is 2 years.



What matters is the interest rate.

Each bank attaches a 0.5-1% point preferential rate to the 5% base rate, but the actual interest rate jumps up to 10.49% because the government also provides savings incentives and tax-free benefits.



If you deposit up to 500,000 won each, you will get close to 1 million won in interest at maturity even at the basic interest rate.



The maximum interest rate is the highest at 6% for Kookmin, Shinhan, and Nonghyup.

Preferential interest rates vary from bank to bank, so be sure to check them carefully.



At banks, the battle to attract 'future customers' is hot, and one bank even offered electronic products such as luxury card wallets and smart TVs as prizes.



To prepare for a sudden surge in demand, we are introducing a five-sub system subscription system, which is today the 21st.

Customers born in 1991, 1996, or 2001 are eligible today.