Bank rates are experiencing "regular but limited increases", with the exception of remote services, including on the Internet, whose prices are falling, the Observatory of Banking Rates (OTB) revealed on Wednesday.
This observatory emanates from a body, the Advisory Committee of the Financial Sector (CCSF), on which sit equally representatives of financial institutions and customers, parliamentarians and union representatives.
Internet direct debits and transfers always free
It publishes the trends in the prices displayed by the banks, and compares them in this report between the dates of December 31, 2021 and January 5, 2022 after the banks have updated their grid.
This year, the price of subscription to remote banking services (Internet, fixed telephone, sms, etc.) has fallen by 3.90% (or 3 euro cents).
Six tariffs are stable, two of which remain free: direct debits and Internet transfers.
Branch transfers more and more expensive
On the other hand, seven tariffs are up.
These range from +0.08% (or +2 cents) for the "contribution to a loss or theft of means of payment insurance offer", to +2.27% (or +10 cents) for transfers in agency.
“These same prices already showed increases between December 31, 2020 and December 31, 2021, which shows regular increases on certain services”, notes the OTB.
"Very high price stability"
The observatory also notes that the number of free withdrawals from an ATM that a bank other than its own is tending to decrease: after going from an average of 3.41 to 3.31 between 2020 and 2021, it is now 2, 97.
“As of January 5, 2022, 11 establishments offered unlimited free access to this service, compared to 12 previously”, underlines the press release.
For the French Banking Federation, this report shows “a very great stability” of prices, especially since “we note an intensification of uses and the multiplication of innovative services made available to customers”.
At the beginning of January, the association Consumption Housing Framework of Life (CLCV) had noted an increase of more than 2.5% in the price of banking services for two out of three consumer profiles.
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