“A mortgage without a down payment is definitely not good.
This is not only bad, it is, one might say, very bad.
This is what largely provoked the crisis in the United States in 2007, when mortgages are issued to people without savings, ”TASS quotes her.
According to the head of the Russian regulator, the presence of a down payment is an indicator that in the future a person will be able to service his loan.
She also reported on the unbalanced growth of mortgages in Russia.
The head of the Russian regulator expressed her hope that the policy of the Central Bank and preferential programs in the future will become more targeted.