“一行两会一局”2022年工作部署全部揭晓,释放这些重磅信号

  中新经纬1月26日电 (王永乐) 满足购房者合理住房需求、为资本设置“红绿灯”、因城施策促进房地产业良性循环和健康发展……随着银保监会2022年工作会议的召开,“一行两会一局”2022年工作部署全部揭晓。

  按会议时间来看,国家外汇管理局和中国人民银行工作会议已于2021年年末召开。2022年1月17日,证监会召开2022年系统工作会议;1月24日,2022年银保监会工作会议召开。

  央行、银保监会、证监会,外汇局都有哪些重要的工作部署,释放了哪些金融信号呢?

外汇局:推进私募股权投资基金跨境投资试点

  关于2022年工作,外汇局要求,维护外汇市场稳健运行和外汇储备规模稳定,深化外汇领域改革开放助力宏观经济稳定,着力维护外汇市场健康秩序,继续做好“六稳”“六保”工作,推进经济高质量发展。

  外汇局提出六大重点工作。包括,防范化解外部冲击风险。加强外汇市场监测研判和宏观审慎管理,强化外汇重点领域风险防控,维护外汇市场稳定运行。深化外汇领域改革开放。稳妥有序推进资本项目高水平开放,扩大跨国公司本外币一体化资金池试点,

推进私募股权投资基金跨境投资试点

,推进外债便利化改革等。

央行:满足购房者合理住房需求

  央行工作会议要求,2022年人民银行系统要全面深化金融改革开放,坚持创新驱动发展,推动高质量发展。

  在货币政策方面,央行要求,稳健的货币政策要灵活适度。综合运用多种货币政策工具,保持流动性合理充裕,增强信贷总量增长的稳定性,加大对实体经济的支持力度,

保持货币供应量和社会融资规模增速同名义经济增速基本匹配

。健全市场化利率形成和传导机制,推动企业综合融资成本稳中有降、金融系统继续向实体经济让利。

增强人民币汇率弹性,保持人民币汇率在合理均衡水平上的基本稳定。

  央行强调,精准加大重点领域金融支持力度。实施好普惠小微贷款支持工具、普惠小微企业信用贷款支持计划接续转换工作。持续完善金融支持科技创新体系。正确认识和把握碳达峰碳中和,加强绿色金融工作的整体协调、有序推进。持续提升金融服务乡村振兴能力和水平。

  在防范化解金融风险方面,央行表示,坚持推动金融风险防范化解。继续按照稳定大局、统筹协调、分类施策、精准拆弹的方针,稳妥有序做好重点机构风险处置化解工作,发挥存款保险制度和行业保障基金在风险处置中的作用。坚持规范与发展并重,

依法加强对资本和平台企业监管

,持续做好头部网络金融平台整改工作。

稳妥实施好房地产金融审慎管理制度,更好满足购房者合理住房需求,促进房地产业良性循环和健康发展。

  此外,央行还表示,推动出台金融基础设施监管办法。稳步推进债券市场改革开放。进一步完善货币、票据、黄金、衍生品等市场管理制度。持续打击跨境赌博、电信网络诈骗和非法支付活动。加强金融科技应用与管理。稳妥有序推进数字人民币研发试点。推进外债登记管理改革。提升外汇储备多元化运用等。

证监会:以全面实行注册制为主线深入推进资本市场改革

  证监会强调,证监会系统要把稳增长、防风险放到突出位置,继续全面深化改革开放。

  证监会2022年工作会议提到七大任务:一是坚持稳字当头,切实维护资本市场平稳健康发展。二是

以全面实行股票发行注册制为主线,深入推进资本市场改革

。三是突出“稳增长”,不断提升服务经济高质量发展能力。四是统筹开放和安全,坚定不移推进制度型开放。五是促进资本规范健康发展,平稳推进重点领域风险化解处置。六是深化放管结合,加快推进监管转型。七是持续加强资本市场法治供给,保护投资者合法权益。

  其中,第二大任务要求,进一步完善以信息披露为核心的注册制安排,突出主板改革这个重中之重,加快推进发行监管转型,进一步压实中介机构“看门人”责任。

  第三大任务提出,积极主动融入国家重大发展战略,找准资本市场定位和发力点,研究出台更多有利于稳增长、稳预期的政策措施。继续保持IPO、再融资常态化,坚守科创板“硬科技”定位,建设好创业板,办好北京证券交易所,规范发展私募股权和创投基金,推动拓宽基础设施公募REITs试点范围。引导上市公司聚焦主业做优做强,继续稳妥推动风险类公司出清,更好发挥资本市场“晴雨表”功能。

  在统筹开放和安全,坚定不移推进制度型开放方面,证监会提出,稳步扩大市场、机构和产品高水平双向开放,深化境内外市场互联互通。创造条件推动中美审计监管合作取得更大进展,加快推进企业境外上市监管制度政策落地,继续坚定、有序支持符合条件的企业依法依规境外上市。

  此外,在推进重点领域风险化解处置方面,证监会要求,推动监管关口前移,与相关方面共同建立健全加强资本规范引导的制度机制,

坚持对特定敏感领域融资并购活动从严监管,为资本设置“红绿灯”

。坚持标本兼治,稳妥化解债券违约风险,完善市场化法治化债券违约处置机制。稳步推进私募基金风险分类整治。深入开展“伪私募”“伪金交所”整治,加强分工协作,消除监管真空。

银保监会:因城施策促房地产业良性循环和健康发展

  The work conference of the China Banking and Insurance Regulatory Commission pointed out that it is necessary to continuously improve the quality and efficiency of financial services to the real economy, effectively improve the forward-looking effectiveness of supervision, resolutely guard the bottom line of no systemic financial risks, further promote the reform and opening up of the banking and insurance industries, and accelerate the digital transformation of the financial industry. Promote high-quality economic and social development.

Continue to improve the long-term real estate mechanism of "stabilizing land prices, housing prices, and expectations", and implement city-specific policies to promote a virtuous cycle and healthy development of the real estate industry; adhere to the rules for licensed operation of financial businesses, and severely crack down on "unlicensed driving" behavior.

  The China Banking and Insurance Regulatory Commission emphasized that it is necessary to fully support the stabilization of the macroeconomic market in accordance with the requirements of maintaining stability and seeking progress while maintaining stability.

Reasonably increase financing supply, and ensure financing for key areas and major projects in the 14th Five-Year Plan.

Support moderately advanced infrastructure investment.

Promote the increment, expansion, and price reduction of financing for small, medium and micro enterprises.

  In terms of preventing and defusing financial risks, we must follow the basic policy of "stabilizing the overall situation, making overall plans and coordination, implementing policies by category, and accurately dismantling bombs", prudently handle risks in the financial sector, and resolutely maintain the bottom line of no systemic financial risks.

Consolidate the responsibilities of all parties, and promote the disposal of high-risk financial institutions in an orderly manner.

Properly deal with the rebound of non-performing assets.

Adhere to the positioning that houses are for living in, not for speculation,

continue to improve the long-term real estate mechanism of "stabilizing land prices, housing prices, and expectations", and implement city-specific policies to promote a virtuous circle and healthy development of the real estate industry.

Continue to dismantle high-risk shadow banks and fully implement new regulations on asset management.

Strictly crack down on illegal and illegal financial activities, and seriously rectify the chaos of "agent surrender".

Accelerate the disposal of illegal fund-raising records and strictly prevent risk rebound.

  In deepening the reform and opening up of the banking and insurance industry, it is necessary to implement the guiding principles of all parties' responsibilities, standardize equity relations, improve corporate governance, and popularize professional management, and accelerate the reform of rural credit cooperatives with "one province, one policy".

Continue to promote the merger and reorganization of small and medium-sized financial institutions, and support the accelerated disposal of non-performing assets.

Promote the reform of sub-accounts for policy banks.

  The China Banking and Insurance Regulatory Commission also emphasized that it is necessary to resolutely prevent the disorderly expansion of capital in the financial field and

set up "traffic lights" for capital in the financial field

.

Strengthen the effective supervision of capital in accordance with the law, build a "firewall" between industrial capital and financial capital, strengthen penetrating supervision of shareholders, and strictly prevent bancassurance funds from being used to blindly "leverage".

Strengthen financial anti-monopoly and anti-unfair competition.

Adhere to the rules for licensed operation of financial businesses, and severely crack down on "driving without a license".

(Sino-Singapore Jingwei APP)

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