If the administrative paperwork is tiring, it is nevertheless unavoidable when one intends to have one's rights respected.

And it is better to take your troubles patiently by adopting the habits of an archivist, because certain documents must be kept for very long years.

Paper or digital?

Insurance contracts, account statements, salaries, leases, tax notices, energy bills, appliance warranties, health insurance reimbursements… We receive countless official papers that we must keep in a safe place. Most often, the good old technique of archive files is the simplest: each theme has its own pocket, classified inside by date. However, more and more professionals and public services are offering to receive these documents electronically. In this case, you might as well keep them in their digital form, provided you take precautions in the event of a computer problem. Backup hard drive, online digital safe or cloud drive, it's up to you.

If you scan an original paper document or print an original digital document, the version obtained will only have the value of a copy, which is not always enough for administrations.

A memory aid

Fans of cardboard filing pockets know it: paperwork ends up taking up a lot of space.

To avoid turning your house into an office of archives, the ideal is to carry out a periodic sorting, in order to get rid of documents which are no longer useful.

But you still have to know how long to keep them... Two, five, ten years or for life, each category follows its own schedule.

To avoid errors and headaches, the administration's official website, Service-public.fr, recently put its new simulator online: “How long should you keep your papers?

".

Simply select the relevant subject from the drop-down list or type a keyword in the search bar to obtain the minimum retention period.

Nearly a hundred documents are referenced.

Rather than throwing away bundles of papers containing sensitive personal data, destroy them using a small document shredder, available for a few tens of euros in stores.

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