Zhongxin Finance, January 18. At the press conference of the State Council Information Office held on the 18th, Zou Lan, director of the Financial Market Department of the People's Bank of China, said that recently real estate sales, land purchases, financing and other behaviors have gradually returned to normal.
According to Zou Lan, in the second half of last year, the risks of Evergrande and other individual real estate companies became explicit. Affected by this, the risk aversion of various real estate entities increased, and financial institutions also experienced short-term stress reactions.
In response to this situation, in accordance with the deployment of the Party Central Committee and the State Council, the financial management department took immediate response measures, focusing on the following work:
First, adhere to the principle of legalization and marketization, and cooperate with the Guangdong Provincial Government, relevant departments and local governments to do a good job in risk mitigation of risk-taking enterprises.
The second is to guide banking financial institutions to accurately grasp and implement the prudent management system for real estate finance, maintain stable and orderly issuance of real estate credit, and meet the reasonable financing needs of the real estate market.
The third is to issue the "Notice on Doing a Good Job in Mergers and Acquisitions Financial Services for Risk Disposal Projects of Key Real Estate Enterprises" to guide financial institutions to support risk resolution and industry clearing in a market-oriented manner.
With the joint efforts of all parties, the recent real estate sales, land purchase, financing and other behaviors have gradually returned to normal, and market expectations have steadily improved.
From the data point of view, at the end of 2021, the national real estate loan balance was 52.2 trillion yuan, a year-on-year increase of 7.9%, and the growth rate was 0.3 percentage points higher than that at the end of September. Among them, real estate loans increased by 773.4 billion yuan in the fourth quarter, an increase of 202 billion yuan year-on-year. , an increase of 157.8 billion yuan over the third quarter.
Zou Lan said that in the next step, the People's Bank of China will resolutely implement the decisions and arrangements of the CPC Central Committee and the State Council, conscientiously implement the spirit of the Central Economic Work Conference, and adhere to the positioning that houses are for living in, not for speculation, and in accordance with the requirements of exploring new development models, Fully implement the long-term mechanism for real estate, maintain the continuity, consistency and stability of real estate financial policies, prudently implement the prudent management system for real estate finance, increase financial support for housing leasing, and implement city-specific policies to promote a virtuous circle and healthy development of the real estate industry.