Support the construction of venues, strengthen the guarantee of competition time, and launch customized products -
the precise development of financial services for the Winter Olympics.
Our reporter Guo Ziyuan swims
In less than a month, the world-renowned 2022 Winter Olympics and Winter Paralympics will kick off.
"At present, the venues and infrastructure have been fully completed and meet the requirements for hosting the competition, and the venue operation and competition organization have continued to be optimized." Zhao Weidong, spokesman for the Beijing Winter Olympics Organizing Committee and head of the press and publicity department, introduced that in the past year, the Beijing Winter Olympics has The organizing committee cooperated closely with relevant parties at home and abroad, and completed various preparatory tasks on time and with high quality.
The construction of the "Ice Ribbon" of the National Speed Skating Stadium, the renovation and expansion of the National Gymnasium, and the construction of the ancient poplar stadium complex in the Zhangjiakou competition area... Behind the construction of these major projects, how can financial credit services be used precisely?
During the competition, how to meet the needs of foreign athletes and staff in foreign currency cash exchange, debit card account opening, cross-border remittance, etc.?
All merchants at the Winter Olympics and Winter Paralympic Games can make digital RMB payments. How to ensure the construction of the payment environment?
In the face of the ice and snow economy with huge development space in the future, what function will insurance protection play?
Identify key project needs
The Beijing competition area, the Yanqing competition area, and the Zhangjiakou competition area, one after another announced the completion of one project, and one field test event ended one after another.
The sports industry and key projects usually have strong financing needs, large amounts of funds and long periods.
Faced with the above characteristics, how to identify the focus of financial services?
The attempt given by the financial system is to, on the one hand, focus on the new construction and expansion of the Winter Olympic venues and supporting facilities, and provide comprehensive financial services, especially to provide strong credit support; In the fields of ecology and beautiful rural construction, make key plans.
From the laying of the first pile on January 23, 2018 to the successful completion of the "Meet in Beijing" international test competition, the only newly-built ice competition venue in the Beijing Division of the Winter Olympics, the National Speed Skating Stadium, has attracted much attention.
It also has a unique alias "Ice Ribbon", and 22 "ribbons" made of 3360 curved glass are dazzling; it has the largest all-ice design in Asia, and will undertake the task of avenue speed skating during the Winter Olympics.
The Industrial and Commercial Bank of China is the first bank to complete the loan approval for the National Speed Skating Pavilion project.
"We started project docking at the beginning of 2018, and completed the loan approval in June of that year. The approval amount reached 800 million yuan, and 220 million yuan has been invested so far." The relevant person in charge of the project of ICBC said that ICBC attaches great importance to the construction of the national speed skating hall. , together with the project shareholders and operators, actively design and optimize the project financing plan, not only to ensure the smooth progress of the construction, but also to reserve space for the stable operation of the venue after the game.
In addition to the newly built venues, some venues have also been expanded and renovated, and the National Stadium is one of them.
It is worth noting that, whether it is a new venue or a venue renovation, comprehensive utilization and low-carbon use have received much attention.
The venue integrates various functions such as sports events, mass fitness, cultural leisure, exhibitions, social welfare, etc. After the Winter Olympics, it will continue to be open to the public to promote the sustainable development of ice and snow sports in my country.
"In order to actively implement the strategy of strengthening the country through sports, fulfill the responsibilities of a large state-owned bank, and give full play to the advantages of financial services, the head office and branches of ICBC jointly set up a special working team to formulate exclusive service plans, multi-regional linkage, and multi-line coordination to improve comprehensive service guarantees. Capability.” The relevant person in charge of the bank said that by the end of December 2021, ICBC had provided credit support of over 20 billion yuan for the main venue of the Winter Olympics and related supporting projects.
Innovative financial services
After the official opening of the Winter Olympics, what needs will be raised for financial services by people coming to China, foreign athletes, staff of the Olympic Organizing Committee and other groups during the competition?
How to effectively protect these needs?
The reporter was informed that financial services are now ready for the competition.
On January 4, Wang Ting, Vice President of Bank of China Beijing Main Media Center Sub-branch, and her colleagues officially launched the Winter Olympics financial services.
"Financial services during the competition mainly involve three parts." Wang Ting said, first, at the temporary Winter Olympics outlets, BOC will provide debit card account opening services for short-term visitors to China for the Winter Olympics, as well as payment, deposit and withdrawal cash, and foreign currency cash exchange. , cross-border remittance, overseas remittance company collection, issuance of foreign currency carrying certificate and other services.
The second is to provide "convenient" financial services for foreign athletes and staff coming to China.
In order to solve the problem of "short-term visitors to China for the Winter Olympics do not hold domestic long-term visas", Bank of China has formulated a special plan, and the above groups can easily open accounts with debit cards.
"In addition, short-term visitors to China for the Winter Olympics can hold a registration card and directly conduct foreign currency exchange at the temporary Winter Olympics outlets and the front desk of the contracted hotel, without the need to provide passports and other identification documents." Wang Ting said.
The third is to expand the scenario application of digital RMB.
Wang Ting introduced that all merchants at the Winter Olympics and Winter Paralympic Games can currently pay in digital RMB, including competition venues, national stadiums, main media centers, mountain news centers, Winter Olympic villages and contracted hotels.
The implementation of the digital renminbi is inseparable from the construction of the payment environment, which is also a key work of this financial services Winter Olympics.
According to the deployment of the financial supervision department, in order to ensure the payment services of the hotels contracted for the Winter Olympics, the contracted hotels must be equipped with "financial store managers". They are the core responsible persons for the hotel's financial services and are fully responsible for the construction of the hotel's payment environment. The payment equipment and services of the Bank and other banks operate normally and are foolproof.
"ICBC has 16 Winter Olympics contracted hotels as the main responsible bank, and is solely responsible for the construction of the payment environment for the Winter Olympics hotels, covering five scenarios, namely POS acquisition, foreign currency exchange, digital RMB, cash collection and payment, and ATM self-service machines." ICBC The relevant person in charge of the Beijing branch said that at present, the various payment functions, equipment configuration, service specifications and standard signs of the Winter Olympics-related hotels of the bank have all been in place, and all the contracted hotels have the ability to provide financial services for the Winter Olympics.
Strengthen risk management guarantee
In addition to credit support and game-time service guarantees, preparing for risk responses in advance is also an important part of risk management for large-scale sports events.
Among them, the role of insurance services has become increasingly prominent.
In 2021, Allianz Insurance Group becomes the global insurance partner of the International Olympic Committee.
During the interview, the reporter learned that during the Beijing Winter Olympics, Allianz Group will support and serve the Olympic Games through customized insurance solutions, and provide the Beijing Winter Olympics Organizing Committee with property insurance, liability insurance, accident insurance, health insurance, A variety of insurance products such as auto insurance and travel insurance, as well as roadside assistance, medical assistance and other related services.
It is worth noting that with the continuous development of my country's sports industry, the attention of sports insurance is also getting higher and higher.
In 2019, the General Office of the State Council issued the "Opinions on Promoting National Fitness and Sports Consumption to Promote the High-quality Development of the Sports Industry", and the State Sports General Administration and the National Development and Reform Commission jointly issued the "Action Plan for Further Promoting Sports Consumption (2019-2020)" , have made arrangements for actively cultivating the sports insurance market.
From international experience, insurance companies, as professional risk management institutions, can design customized insurance service plans around the whole process of event preparation and organization, covering participants including athletes, coaches, volunteers and spectators, and Sports facilities, event ticket advertising revenue, etc., provide protection for the organizer to prevent, transfer, and respond to risks.
According to the reporter's observation, the current sports insurance in my country's market has both a single insurance and a package of solutions, which can be divided into four categories: one is personal accident insurance for athletes, spectators, volunteers and all participants; Major event organization liability insurance and cancellation liability insurance for sports organizers; third, liability insurance and property insurance for sports facilities and product providers; fourth, exclusive health products and occupational disability income loss insurance for professional athletes.
"Considering the wide impact and high risk of large-scale events, insurance companies should focus on the following aspects." Wang Xiangnan, deputy director of the Insurance and Economic Development Research Center of the Chinese Academy of Social Sciences, said that the first is to strengthen risk management services, from venue design, equipment layout, Put forward suggestions on disaster prevention and loss reduction in terms of epidemic prevention inspection, emergency rescue, and personnel evacuation in special situations; the second is to strengthen risk data and professional team building; the third is to strengthen in-depth cooperation with the event organizing committee, emergency management departments, public security departments, etc. .
Industry insiders said that next, financial institutions should take the Winter Olympics as an opportunity to further deepen the research on the demand for ice and snow economy, and combine domestic and foreign practical experience to launch more adapted products to improve service quality and efficiency.
Our reporter Guo Ziyuan swims
Our reporter Guo Ziyuan swims