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If you go to the hospital for something like atopy, they prescribe a lot of MD cream that is good for moisturizing. However, when people buy this cream even though they are not sick, they receive compensation through actual loss insurance and resell used goods, and one insurance company is now offering no compensation. Patients who really need this cream for treatment are suffering damage. I got to wear it.



Reporter Jeon Yeon-nam covered the story.



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Moisturizer is displayed in one corner of the internal medicine hospital.



It is classified as a medical device that protects the skin membrane by law, so it is a so-called 'MD cream' used by dermatitis patients.



However, I posted an advertisement saying that it was covered by the indemnity insurance.



The doctor explains that even if there is no pain, if you write a prescription for atopic dermatitis, you can get everything back.



[A Hospital Doctor: The limit varies from person to person. You have to ask the actual expenses (disability medical insurance). Usually, you can get on all three safely. In

order not to be a problem.] The



same goes for dermatology hospitals.



[Hospital B: Doctor B: Actual expenses (medical loss insurance) can be applied, so I will put the code in now and prescribe it.] After you



buy the cream easily, you get your money back as a loss insurance money, and sell the real thing through a used transaction to get double the profit. people follow.



In the case of an insurance company, the amount of insurance paid by MD cream last year increased tenfold in 4 years to 22.3 billion won.



Since MD cream is a medical device, if caught by the general public while reselling it, it is an insurance fraud and can even lead to imprisonment.




Some insurance companies have also started refusing to pay after hearing the Supreme Court ruling that only moisturizers applied directly by doctors and nurses can be covered by indemnity insurance.



[Insurance company official: Acknowledgment of the parts that need treatment (resale, etc.)

In principle, we have to respond in fact…

.]



Conversely, patients who have been treated with prescription MD cream using indemnity insurance are protesting by uploading a national petition to the Blue House.



The insurance payment standard should be clarified so that no bona fide victims are caused.



(Video coverage: Joo Beom)