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The 'My Data' service, which collects and analyzes personal financial information scattered in various places, started in earnest today (the 5th). They say they can get help with asset management and consumer life analysis, but there are also concerns about security.



This is reporter Jeon Yeon-nam.



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As soon as you turn on the smartphone app, you can see information scattered all over the place, such as the amount of Internet shopping and communication costs, as well as financial information such as banks, cards, and securities at a glance.



This is my data service.



[Yoon Jae-young / 30s office worker: There were a lot of assets or points that I missed because there are many different services, but it is good to be able to understand them at once.



] By organizing so that you can see it, you can increase your assets on your own without effort (service is provided.)]



Consumers can easily send their credit information to any place they want, so all financial tasks can be handled with just one app.



You can choose and use one of the 33 companies that started MyData service, or you can sign up for asset management at multiple locations.



It analyzes where you spend a lot of money and how to invest more than your peers, and introduces customized loan products to customers with low credit.



For the self-employed, we analyze visiting customers and come up with strategies to increase sales.



[Na Young-seok / Cafe operation: I have the credit index right away, and I can compare it with other stores, and I think I can see how much sales are coming out.]



Security issues remain.



During a pilot service last month, Naver Financial exposed the asset information of about 100 customers to others.



The financial authorities said they would monitor in real time, but in order to prevent a recurrence, it is necessary to impose strong sanctions on financial institutions that have caused problems.



(Video coverage: Park Jin-ho, video editing: Lee Seung-yeol)