Chinanews.com, Lanzhou, December 28 (Xu Xue, Ai Qinglong, Wei Jianjun) Near New Year's Day, in the greenhouse of the Lvyuan Vegetable Planting and Purchasing Cooperative in Jingyuan County, Baiyin City, Gansu Province, a bunch of tender green vegetable seedlings let the original go unused. The saline-alkali land is full of vitality.

  "Post-80s" Yang Zhixiao returned to his hometown after graduating from university and founded the Lvyuan Vegetable Planting Purchase and Sales Cooperative, built 10 seedling greenhouses on abandoned saline-alkali land, and provided technical consultations such as seedling raising for his neighbors.

  Up to now, the cooperative seedling base covers an area of ​​78 acres and has an annual seedling capacity of 26 million plants. It not only provides high-quality vegetable seedlings for surrounding vegetable farmers, but also sells them to Qinghai, Ningxia, Inner Mongolia and other places. In 2019, the cooperative’s sales amounted to more than 8.1 million yuan. .

  Although the development of cooperatives is now on the right track, Yang Zhixiao still has fresh memories of the difficulties in the early days of entrepreneurship.

“First of all, there is a lack of funds to start a business in the hometown, because it is a farmer family, and the family has more than enough energy. In addition to the help of relatives and friends, the Postal Savings Bank's loans of nearly 8 million yuan for many years have provided important support for their entrepreneurship.”

  In late December, representatives of the People's Congress of "Finance Helping Rural Revitalization" visited and investigated the Lanzhou Branch, Baiyin Branch and Dingxi Branch of Postal Savings Bank of China, to investigate the development of rural industries in the field.

The picture shows the fresh green vegetable seedlings that make the originally abandoned saline soil full of vitality.

Photo by Wei Jianjun

  Wei Yongqiang, vice president of the Jingyuan County Branch of Postal Savings Bank of China, said that "credit villages" are measures for the construction of a rural credit system. Financial services help industry development.

  As of the end of November, China Postal Savings Bank's Silver City branch had established 310 credit villages, issued 350 million yuan in credit village loans, covered an administrative village of 44.29%, and issued a total of 1.534 billion yuan in agriculture-related loans.

  “Like the vegetable seedling cooperative run by Yang Zhixiao, we have also witnessed its growth. Because Jingyuan County is a large vegetable growing county in Gansu Province, the cooperative’s market prospects are very good and it has also helped the industrial development of the villages and towns where it is located.” Wei Yongqiang say.

  Xie Ming, a member of the Standing Committee of the 13th People's Congress of Gansu Province, said that big data resources are needed by financial institutions. He suggested that the government can support financial institutions from the perspective of supporting financial institutions to help rural revitalization.

  Fan Peng, a representative of the 13th National People's Congress, said that we must be good at summing up and promoting the experience and practices of financial assistance in rural revitalization, and continue to develop innovative work methods, such as the promotion of "goodies" through e-commerce.

In addition, as financial institutions develop, they should also help farmers learn more about financial knowledge so that they can become new farmers who understand the market and dare to invest and start businesses.

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