RIA Novosti was told about this by Ekaterina Semerikova, head of research at the Center for the Study of Financial Technologies and Digital Economy at Skolkovo-NES.
She added that customers who previously used the card as a payroll project with automatic free service will lose this privilege when they switch to another payroll project.
Without closing the card, clients may face commission charges.
“Also, holders of“ dead ”cards do not fully realize that their personal data is in any case kept by the bank.
The most harmless thing that can happen is calls from call centers, as well as messages with offers of products that a person does not need.
More serious risks arise in the event of personal data leakage, when they can fall into the wrong hands, ”the expert said.
At the end of November, URA.RU reported that in the territory of the Yamalo-Nenets Autonomous Okrug in 2021, 1,776 crimes were registered related to theft of money from the cards of residents of the region.
The regional prosecutor's office noted that the number of crimes related to embezzlement of citizens' funds through information and telecommunication technologies, including from bank cards and electronic means of payment, is not decreasing.