Oh, we have to do something about that.
This could get expensive.
Anyone who is thinking of supplementary dental insurance at the dentist's at this point is too late.
There is almost no insurance company that helps finance currently planned dental treatments.
In addition, the benefits are capped in the first few years of the insurance.
Often there is full insurance cover only after five years.
How this looks exactly is very different.
Daniel Mohr
Editor in the economy of the Frankfurter Allgemeine Sonntagszeitung.
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Very few insurance companies cover the entire treatment costs.
The more insured, the more expensive the insurance becomes.
Even those who only decide to take out such insurance at the age of 40 or 50 pay more.
And the current condition of the teeth also plays a role.
It is well known that insurance companies are not a social welfare office.
Those who are likely to have high dental costs will find it difficult to find cheap insurance.
The statutory health insurance companies only cover part of the dentist's costs.
As a rule, their performance is based on medical necessity.
If you want particularly good and beautiful dentures, you pay a lot.
The consumer advice centers have therefore sometimes referred to supplementary dental insurance as luxury insurance.
Those who remain true to the sensible principle of only insuring existence-threatening risks do not need additional dental insurance.
He should rather set up a reserve for any dental costs and save around 300 euros in insurance costs a year.
Often it is even significantly more because most people only think about such an insurance when their teeth start to get rotten.
But then it's almost too late for insurance.