This year, a tentative counting result has come out that about 24,000 people will drop out of health insurance dependents due to an increase in property such as a surge in real estate prices and an increase in publicly available prices.



About 40% more than last year.



Contrary to the initial expectation that many people would lose their dependent qualifications due to a rise in house prices, in reality, only 4.8% of all those who lost their dependents were converted from dependents to local insurers due to an increase in their wealth, and had to pay new health insurance premiums starting in December.



According to the business data reported to the National Assembly by the Health Insurance Corporation today (30th), the income growth rate of last year (interest, dividend, business, earned income, housing rental income, etc.) and this year's property tax increase rate (buildings, houses, land, etc.) are reflected. As a result of new application of insurance premiums for local subscribers in November of that year, it was tentatively analyzed that 949,408 people lost their dependent qualifications.



This is about 2.7% of all dependents (18.46 million people).



Looking at the specific reasons excluded from dependents, the number of people who lost due to property tax change data (including sales and inheritance) was 23,756 people, or 4.8% of all dependents excluded.



In fact, the health insurance authorities believe that fewer cases of disqualification due to an increase in real estate prices alone.



It was found that the property owned by people excluded from dependents because they did not meet the property standards this time amounted to around 1.9 billion won based on the actual transaction price.



Compared to last year, 17,41 people dropped out of dependents due to changes in the property tax table, 39.4% (6,715 persons) increased the number of cases where they lost their dependent qualifications due to a factor in their property increase.



Most (86.1%, 425,896 persons), except for those who dropped out of dependents (4.8%) due to changes in the property statement, lost their dependent qualifications because their income, such as business income, exceeded the standard.



9% (44,000) of those who lost their dependent status because they did not meet the criteria for support such as spouses, lineal ascendants and descendants of employers, lineal descendants and descendants of spouses, siblings (under 30 years old, 65 years old or older) 756 people).



The Health Insurance Corporation said, "Most of the people who drop out of dependents have income such as business income, and the impact of property changes due to the increase in the publicly announced real estate price was small."



However, the Ministry of Health and Welfare and the National Health Insurance Corporation temporarily reduced the health insurance premium to 50 for households who lost their dependent qualifications due to property such as an increase in publicly announced prices, considering that there are many elderly people who are converted from dependents to local insured persons who do not have fixed income after retirement. I decided to cut it by %.



As of December 1 of this year, those eligible for reduction are those who have lost their qualifications because they did not meet the property requirements for dependents. The period of reduction is 7 months from December this year to June next year.



The second phase of the restructuring of the health insurance premium system will start from July next year, and until then, insurance premiums will be reduced temporarily.



Health insurance subscribers are divided into three groups: employers, dependents, and local insurers. Dependents are people who depend mainly on their children or family members for their livelihood, and receive insurance benefits without paying any premium.



Dependents must meet the income standards, property standards, and support requirements set by the National Health Insurance Corporation.



The National Health Insurance Corporation determines whether property and income have increased each month, and whether the support standards are met, for these dependents, and if it exceeds a 'set standard', it informs the dependents in advance and excludes them. .



(Photo = Yonhap News)