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Not only this price, but also the interest rates on loans are rising significantly these days, increasing the interest burden on people who borrow money from banks. In the end, as complaints grew that only banks were making money, the financial authorities gathered executives from commercial banks today (19th) and started to evolve.



This news was covered by reporter Kim Jung-woo.



<Reporter> The



Financial Supervisory Service has summoned executives in charge of credit from eight commercial banks.



This event was created with the intention of reviewing the current state of interest rate calculation as public sentiment arose over the recent sharp rise in loan interest rates.



[Lee Chan-woo / Senior Vice President of the Financial Supervisory Service: I think that it is necessary to carefully examine whether banks' loan rate calculation and operation are faithfully performed in accordance with best practices and improve if necessary.]



"The interest rate should be left to market autonomy" The current position, which had been passive, was transformed.



The financial authorities even took the position that the rise in loan interest rates was largely due to a large increase in reference interest rates such as government bonds and bank bonds, and that raising the additional interest rate by banks had limited impact on the market.



It seems that borrowing money is getting more difficult and the interest burden is increasing, but the fact that only banks have earned over 30 trillion won in interest this year seems to have decided that public opinion, which is getting worse, cannot be left as it is.



The Financial Supervisory Service has also placed an order to revitalize financial consumers' right to demand rate cuts, but it is unclear whether banks will even cut interest rates.



This is because, as the Bank of Korea's additional base rate hike is imminent, and the government's regulation on the total amount of loans is expected to continue next year, the trend of rising interest rates will inevitably continue for the time being.



Banks need to reduce their loan-to-deposit margins in order to change the heated public opinion, but the financial authorities cannot directly intervene, so they have no choice but to hope for voluntary measures from banks.



(Video coverage: Kim Heung-sik, video editing: So Ji-hye)