Last month's loan balances of banks and credit unions increased to more than 577 trillion yen for the second straight month.
The level is still high due to the increase in the balance at regional banks, which have a large amount of loans to small and medium-sized enterprises.
According to the "Trends in Lending and Deposits" released by the Bank of Japan, the balance of loans to companies and individuals by banks and credit unions nationwide averaged 577,857.9 billion yen in the last month, the second consecutive month before. It increased from the month.
Of these, the balance decreased by 0.6% from the same month of the previous year as the city banks are moving to repay their debts, mainly to large corporations with strong performance.
On the other hand, at regional banks, which have a lot of loans to small and medium-sized enterprises, the balance increased by 2.1% from the same month of the previous year, and although the infection situation of the new coronavirus has once settled down, the loan balance for small and medium-sized enterprises. Continues to be at a high level.
The Bank of Japan said, "Although the cash flow of SMEs is settling down as a whole, the recovery of economic activity differs depending on the type of industry, and we will pay close attention to the progress of the recovery in the future."
On the other hand, deposits by companies and individuals increased to 830.62.8 trillion yen on average for the past month for the second consecutive month, and the Bank of Japan will see if it will be consumed in the future following the cancellation of the state of emergency. I need it.