<Anchor> This is a
friendly economic time. Today (the 5th), I will be with reporter Kim Hye-min. Reporter Kim The first week of November this year has already passed. It seems the end of the year is here, but at the end of the year, many people say that they are interested in dividend stocks. Why is that?
<Reporter> The
weather is getting colder. When the weather is cold like this, there is a saying in the stock market, "If the cold wind blows, put dividend stock".
In Korea, companies usually pay dividends once a year. Also, since it was the end of the year, this was said. A dividend is simply the amount of money a company distributes to its shareholders.
In the United States, the culture of paying dividends is more widespread, so there are many companies that pay quarterly and monthly dividends.
If you want to check when and how much dividends are paid by domestic stocks you own, you can do so through the Financial Supervisory Service's electronic disclosure site called 'Dart'.
I went into darts and checked Samsung Electronics' dividend for 'people's stock', and Samsung Electronics pays dividends every quarter. It is said that 361 won per share will be distributed in the third quarter.
Also, the dividend base date for the third quarter is September 30, when those who own the stock can receive this dividend. Dividends also affect the stock price, so it is recommended to check it around this time.
<Anchor>
Then I'll have to get some dividends. For those of you who think like this, you might be wondering when to buy this stock, when will you be able to receive dividends?
<Reporter>
As mentioned earlier, you only need to own the stock on the dividend base date, but it is said that several people buy and sell stocks every day.
So, when a company pays a dividend, it sets a standard date for determining the shareholders who will receive the dividend, and that is the 'dividend base date'.
One thing to keep in mind is that you have to buy stocks two days before the dividend date, as your name will not appear on the shareholders' list until two days after you buy it.
Also, you can think of whether you can make a profit by buying stocks to receive dividends and then selling them. phenomenon.
It may not be easy to make a profit even if you buy and sell stocks in a single hit for dividends.
<Anchor> That's
right. Then you should know the dividend base date and buy it two days in advance. Can you arrange this? (If you want to receive dividends.) Yes. However, there are many types of stocks. But among these, there are stocks that pay a lot of dividends and some that pay relatively little, right?
<Reporter>
That's right. In general, high dividend stocks are stocks that pay a dividend of 5% or more. A representative domestic stock is 'Macquarie Infrastructure', which is an infrastructure fund composed of infrastructure such as highways and railroads as assets. Due to the recent stock price jump, it is likely that the dividend will increase this year compared to last year.
In addition, financial stocks and securities stocks also have large dividends. According to data from a financial analysis company, there are about 20 places with dividend yields exceeding 5%, but most of them were financial or securities stocks.
While the KOSPI has recently been stuck in a boxed range, high-dividend stocks are being considered as attractive investment destinations where they can expect stable returns, and their stock prices are rising.
<Anchor>
So, if you give 5% of the stock that pays a lot of dividends, the deposit interest rate is too low these days. So, is it better to buy dividend stocks like this rather than put them in a savings account? How is it?
<Reporter> It is
true, but there are also dangerous parts. Let me explain with an example.
In the United States, AT&T, a telecom stock, is a representative high-dividend stock, and the term 'AT&T Grandpa' is even used to refer to an elderly investor who invests in high-dividend stocks to build a family.
But in May, the company cut its dividend along with the merger. The dividend payout ratio, which was at the level of 60% in the previous quarter, was recalculated to 40% by improving the financial structure.
Since then, the stock has been on a downward curve until recently.
If you invest only by looking at dividends, you may experience unexpected situations in which stock prices fall and dividends are cut.
In particular, paying a large dividend means that the company's profits are returned to shareholders rather than reinvested.