In his appeal, the legislator noted that there are systematic reports in the media about cases of fraud with obtaining microloans from third parties.
By performing such actions, attackers use not only the gullibility of citizens or leaked databases of personal data of citizens, but also shortcomings in the process of identifying clients by the MFOs themselves, Fedorov said.
In accordance with the current legislation, MFOs only "have the right to request from the person who applied for a microloan, documents and information necessary to resolve the issue of providing a microloan."
"In order to minimize the risks of fraud in this area, I ask you to assess the feasibility of changing this provision to" MFI is obliged to request from the person who applied for a microloan, documents and information necessary to verify and confirm the identity of the borrower and resolve the issue of providing a microloan ", - it says in the appeal.
Earlier, the State Duma proposed to halve the size of the maximum permissible daily interest on microloans.