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was found that 4 out of 10 apartment rental contracts signed in Seoul recently included monthly rent. As bank loans are getting more complicated and more and more homeowners are trying to get monthly rent, there are many prospects that this trend will continue for a while.

Reporter Jeong Da-eun.


Over the past three months from August to this month, a total of 34,000 apartment rental contracts were signed in Seoul.

Of these, more than 13,000 contracts with even a little bit of monthly rent account for 40% of them.

[Authorized Realtor: The monthly rent has increased a bit. Monthly rent seems to be a little stronger because Jeonse loans are now limited.]

Inquiries from lessors who want to change Jeonse to monthly rent continue to come.

[Authorized Realtor: Now it has gone up, Jeonse. Those who do not need large sums of money convert the amount of the price

increase into monthly rent

.] The number of

rental contracts with monthly rent has increased for three consecutive years since 2018, especially after the right to renew the contract and the maximum monthly rent system were introduced last year.

[Park Won-gap / KB Kookmin Bank Senior Expert: The price of jeonse has risen significantly, so tenants are not able to afford a large sum of money, and landlords prefer monthly rent at low interest rates, so the contract in the form of a reverse tax is increasing… .]

It is also estimated that more and more tenants are choosing monthly rent to cry and eat mustard as it is difficult to get a jeonse loan.

Although the government announced that it would exclude Jeonse loans from the total amount regulation and not include it in DSR, the Jeonse loans of the five major commercial banks became tighter from today (27th).

Jeonse loan can only be applied for before the balance due date, and if a single homeowner wants to get a Jeonse loan, he or she has to apply directly at the bank window.

There is also concern that the monthly rent to cheonsei will accelerate due to the loan cliff if the ban on the total amount of jeonse loans ends at the end of this year.

(Video editing: Lee Seung-yeol, VJ: Park Hyun-woo)