China News Service, Haikou, October 18 (Li Yina) Recently, with the assistance of Jiangtai Insurance Brokers' Hainan Branch, Sunshine Property Insurance Co., Ltd. Hainan Branch issued the first travel service quality guarantee insurance for Hainan Kaisheng Travel Agency. Insurance policy. This policy is the first insurance policy in the travel agency industry across the country that replaces the travel service quality deposit through insurance, marking that China's financial innovation has achieved substantial results in the tourism service quality guarantee deposit insurance pilot program.

  It is reported that since the Ministry of Culture and Tourism approved Hainan Province in July this year to start the pilot work of using insurance to pay the tourism service quality guarantee fund, the Hainan Provincial Tourism Department organized the public selection of insurance broker companies and public selection of insurance agencies to participate in the insurance pilot. The Hainan branch of Jiangtai Insurance Brokers is determined as the project broker, providing travel agency companies with services such as formulating insurance plans, assisting in insurance, assisting in claims, and dispute mediation. At the same time, it also provides the government with insurance policy consultation and insurance data information services.

Seven insurance companies were selected as underwriting institutions.

  On October 8, the Hainan Provincial Tourism and Cultural Affairs Bureau and the Hainan Regulatory Bureau of the China Banking and Insurance Regulatory Commission issued the "Notice on the Pilot Program of Using Insurance Instead of Cash or Bank Guarantees to Pay Tourism Service Quality Deposits", officially launching the pilot work, and Hainan became the first province in the country Promote the tourism service quality guarantee fund insurance pilot program and implement it in the provinces.

  As of October 17, insurance brokerage companies and insurance companies have received 89 insurance materials from Hainan travel agencies, of which 17 insurance policies have been issued, 26 have been reviewed and pending premiums, and 46 are under review.

  According to the relevant person in charge of the Tourism Department of Hainan Province, according to the requirements of full payment in current tourism regulations, the tourism service quality deposit paid by travel agencies in Hainan Province will reach 190 million yuan or more. After the implementation of the tourism service quality deposit insurance system, travel agencies across the province will Only an annual insurance fee of 3.8 million yuan is required.

A large amount of stock funds will be released and injected into the production and operation of travel agencies, which will play a role in alleviating the impact of travel agencies’ liquidity difficulties and the current normalization of epidemic prevention and control. It will not only support travel agencies to actively respond to difficulties and effectively reduce operating costs, At the same time, the insurance company will also share the risk of the travel agency's quality assurance performance, which is conducive to the improvement of the service quality of the travel agency.

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