It was found that 2 out of 3 victims who did not get their jeonse deposit back from the so-called 'gap speculator' were tenants in 2030.
According to the 'Status of Debtors of Multiple Houses under Intensive Management' submitted by the Housing and Urban Guarantee Corporation (HUG) to Kim Sang-hoon (People's Power), a member of the National Assembly Land, Infrastructure and Transport Committee, the rogue lessor, who was subject to management because he habitually did not return the deposit to the tenants, was As of the end of last August, the number was 129.
HUG, which handles Jeonse Deposit Return Guarantee Insurance, pays a deposit (subrogation) to the subscriber (tenant) on behalf of the subscriber (tenant) in the event of a guarantee accident and then exercises the right to indemnify the landlord.
From this year, HUG defines and manages lessors who have three or more subrogation payments among the debtors of the Jeonse Guarantee Insurance, the outstanding amount exceeds KRW 200 million, and lack the will and history of repayment as malicious lessors.
Currently, 2,160 deposits that have not been returned by landlords designated as bad landlords amount to 428.4 billion won.
Most of these people have lost contact or have no history of voluntary repayment in the last year.
In particular, among tenants who suffered damage from them, there were 1,459 households in their 20s and 30s, accounting for 67.6% of the total.
Their damage deposit amounted to a total of 287.7 billion won, or 67.1% of the total damage.
Two out of three tenants who have suffered damage from malicious landlords are in their 20s and 30s, and their average damage per person is 197.18 million won.
The number of damages in their 30s was 1168 (amount of KRW 231.8 billion), and the number of damages in their 20s was 291 cases (amount of KRW 55.9 billion).
By age group, those in their 30s accounted for the highest at 54.1%, followed by those in their 20s with 13.5%, followed by those in their 40s (20.5%).
It was found that malicious landlords intensively purchased multi-family houses (villas) by using loopholes in the system and law to form a partnership with villa salespeople and brokers, inflate the deposit, and then attract tenants to invest in the gap using the deposit as a basis.
The affected area was found to be concentrated in Hwagok-dong, Gangseo-gu, Seoul (498 cases) and Sinwol-dong, Yangcheon-gu, where there are relatively many villas with a large proportion of young people (147 cases).
Currently, there are eight malicious lessors whose amount exceeds 10 billion won for not returning the deposit to the lessee.
The deposit for jeonse, which was not returned to the tenant by Lee, the lessor with the largest amount of debt, was a whopping 57.177 billion won, which HUG paid back.
However, the amount HUG recovered from Mr. Lee was 153 million won, with a recovery rate of only 0.27%.