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less than a few days after Internet bank Toss Bank started its service, the loan limit was almost full. Loans are likely to be stopped soon, and it is difficult to borrow money from commercial banks as well as Internet banks amid household loan regulations.
Reporter Hyung-woo Hyung.
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Toss Bank used up 40% of its annual loan limit within three days of service launch.
The financial authorities have proposed a total loan amount of 500 billion won to Toss Bank, which was newly launched to manage household debt, but loans of more than 200 billion won have already been executed, and the limit is expected to be exhausted within this week at the earliest.
Kakao Bank also stopped most loans, including general charter loans and high-credit loans, from today (8th).
Mr. A, an office worker in his 40s, who tried to access Kakao Bank for several days to get a jeonse loan, ended up in vain.
[Mr A / Kakao Bank user: I think it is wrong to do this because there is no capacity. (Jeonse deposit) The balance date is approaching, and I think it will be a real disaster if you only believe in this.] The
financial authorities explained that the confusion was caused by the rush of customers to internet banks where they were able to borrow due to the loan regulations of commercial banks
.
However, he acknowledged the problem.
[Jeong Eun-bo / Director of the Financial Supervisory Service (Public Affairs Committee of the National Assembly yesterday): In fact, as pointed out, I do not think that this kind of thing (connection paralysis) should not happen in Internet Bank.]
Suhyup also stopped all new loans through mutual finance from this month, and the 'loan drought' caused by the government's total household loan management has spread to virtually all financial sectors.
The government has announced that it will come up with a plan to prevent damage to end users through the measures against household debt to be announced this month. It is being uploaded to the Blue House National Petition.
(Video editing: Kim Seon-tak)