China News Service, October 5th. According to the website of the China Banking and Insurance Regulatory Commission, recently, in order to maintain the normal order of the coal power industry and the commodity market, help ensure supply and price stabilization, and strictly prevent the use of bancassurance funds to hoard and drive up prices to protect the economy and society. For high-quality development, the China Banking and Insurance Regulatory Commission issued the "Notice on Matters Concerning Serving the Normal Production of the Coal and Electricity Industry and Orderly Circulation of the Commodity Market to Ensure the Stable Operation of the Economy" (hereinafter referred to as the "Notice").
The "Notice" emphasizes that it is necessary to ensure the reasonable financing needs of coal-fired power, coal, steel, non-ferrous metals and other production enterprises.
The "Notice" pointed out that all dispatched agencies, agencies and departments should understand the importance of ensuring supply and price stability from a political perspective, resolutely implement the decisions and deployments of the Party Central Committee and the State Council, and firmly establish a people-centered development concept. , Implement the new development concept, adhere to the system concept and bottom line thinking, keep the soil and fulfill its responsibilities, and guide the bancassurance institutions to do everything possible to increase support for ensuring supply and stable prices to ensure the basic lives of the people and the smooth operation of the economy.
The "Notice" emphasizes that it is necessary to ensure the reasonable financing needs of coal-fired power, coal, steel, non-ferrous metals and other production enterprises.
It is necessary to urge banking and insurance institutions to do their best to provide financial services for energy and power supply in this winter and next spring, to meet reasonable funding needs for energy and power supply, and to actively support major coal-producing areas and key coal companies to increase the supply of electricity and coal to ensure that the people live warmly through the winter.
It is necessary to strictly prevent bancassurance funds from affecting the normal order of the commodity market.
It is strictly forbidden to use bancassurance funds to illegally participate in the speculation of coal, steel, non-ferrous metals and other commodities. It is strictly forbidden to misappropriate various loans including business loans and consumer loans to speculate on high-end consumer products such as Moutai and precious Pu'er tea. In bond markets and futures markets, it is strictly forbidden to illegally draw or suspend loans to coal power, coal and other enterprises and projects that meet the requirements for support.
It is necessary to actively promote the healthy development of consumer credit regulations.
Financial consumers must not be induced to borrow blindly, excessively advance consumption, or infringe on the rights and interests of financial consumers by inducing credit card "excessive installment", must not provide consumer credit products that are significantly higher than the market interest rate, and must not develop products that violate public order and good customs, encourage bad social habits and bad habits The ethos of consumer credit products.
It is necessary to urge banking institutions to effectively strengthen and improve credit management, actively adjust and improve credit policies, and prevent raising the threshold of financing access.
In the next step, the China Banking and Insurance Regulatory Commission will consolidate the main responsibilities of bancassurance institutions, promote self-inspection and self-correction, timely take targeted rectification measures, and establish a normalized monitoring and investigation mechanism.
The China Banking and Insurance Regulatory Commission will maintain a high pressure on supervision and strictly investigate illegal activities such as misappropriation of bancassurance funds for speculation, hoarding, and price hikes.
Take regulatory measures in accordance with the law for behaviors that are not serious in self-inspection, failure to actively report, and are of a bad nature, promptly initiate administrative punishment procedures, and be held accountable strictly in accordance with laws and regulations.