"Evacuation insurance" will be on sale to cover the cost of evacuating the elderly and people with disabilities in the event of a disaster, such as using a taxi.
Insurance aims to lead to quick evacuation of the elderly.
Aioi Nissay Dowa Insurance Co., Ltd., a major non-life insurance company, will start selling "evacuation insurance" to local governments from next month.
This insurance covers the costs of evacuating the elderly and people with disabilities in the event of a disaster in a predetermined manner.
The method of evacuation is decided by the local government and the insurance company, but for example, the cost of moving from home to an evacuation facility using a taxi entrusted in advance or using a hotel near your home as an evacuation center It is covered by insurance.
The insurance premium is paid by the local government, and by eliminating the direct burden on the elderly, it is a mechanism that leads to quicker evacuation.
Although the local government issued evacuation information due to the heavy rains in western Japan three years ago, many people did not evacuate and caused damage, so the insurance company and Prefectural University of Hiroshima have jointly considered commercialization. ..
Professor Katsue Edo of Prefectural University of Hiroshima said, "By adding private companies to disaster prevention and mitigation efforts and reducing the financial burden, we will promote the evacuation of elderly people who do not have transportation. I want to go. "