Digital RMB payment is popular
"It is also very convenient for the elderly to exchange commemorative coins with digital renminbi." On the morning of September 16, at the Dashilan Sub-branch of the Beijing Branch of the Industrial and Commercial Bank of China, a 66-year-old tyrant told a reporter from the Economic Daily.
Starting on September 15, the offline exchange of ordinary commemorative coins for the 100th anniversary of the founding of the Communist Party of China kicked off.
The Beijing Branch of Industrial and Commercial Bank of China, as the undertaking bank for the exchange work in the capital area, has a total of 100 outlets to provide the public with scheduled exchange services.
What is different from the past is that in addition to supporting paper currency exchange, this exchange has newly added the use of digital renminbi exchange.
At present, ICBC has become the first commercial bank in the country to use digital renminbi to exchange commemorative coins. In addition to Beijing, the public can also experience this service at commemorative coin exchange outlets in Shanghai, Shenzhen, Dalian, and Xi'an.
On the morning of September 16, the Dashilan Sub-branch of the Beijing Branch of Industrial and Commercial Bank of China just opened its doors, and it welcomed many customers who came to exchange commemorative coins.
After learning that it can be exchanged through digital renminbi, many people expressed their desire to "try a taste."
A tyrant who lives nearby told reporters that two days ago, she had heard that digital renminbi could be used to exchange commemorative coins this time, and she went to the branch to open a digital renminbi wallet in advance.
"The entire exchange process takes less than 3 minutes and is very fast." Tyrant Shujun showed reporters the commemorative coin he had just exchanged, and said that the elderly should also keep up with the times and plan to try to use digital renminbi to pay more in the future.
"After opening this new service, people don't have to carry cash or bank cards to exchange commemorative coins." said Peng Nan, president of the Dashilar branch of the Beijing branch of Industrial and Commercial Bank of China. In the past, cash or bank cards were required to exchange commemorative coins. With the newly added digital RMB exchange, the entire exchange process is more convenient and quicker, which greatly shortens the waiting time of people in line.
Customers who have opened a digital renminbi wallet can enter the ICBC mobile banking digital renminbi wallet, use the "scan" function to scan the QR code, and then complete the exchange after verifying the payment password.
"After the experience, I feel that the overall process is quite smooth and efficient." Liu Chunxue, a staff member of Ruifuxiang's financial department, told reporters that the store has opened a digital renminbi wallet to collect money before, so she has a better understanding of digital renminbi.
After using the digital renminbi to exchange commemorative coins this time, Liu Chunxue said that the digital renminbi is not only convenient to use, but also has zero rates for collection and payment, which can help companies save financial costs.
Data shows that as of September 10, ICBC Beijing Branch has piloted more than 80,000 digital RMB application scenarios, which are concentrated in transportation, catering and accommodation, shopping and consumption, tourism, medical and health, communication services, and communication services that are closely related to the people’s livelihood. 7 categories of ticketing and entertainment scenes.
The People’s Bank of China recently released the "China Digital RMB R&D Progress" white paper. As of the end of June this year, there were over 1.32 million digital RMB pilot scenarios, with over 20.87 million personal wallets and 3.51 million public wallets opened. The number of transactions was 70.75 million, with an amount of approximately 34.5 billion yuan.
(Economic Daily reporter Chen Guojing)