<Anchor> This is a



friendly economic time. Today (14th), I will be with reporter Kim Hye-min. Today, I'm going to talk a little bit about subscription. Until now, it has been very difficult to win an application if you are not married or have no children. Do you think this will be possible in the future?



<Reporter> In the



meantime, it was virtually impossible for people in their 20s and 30s to win by adding points and subscription points to win. So there was a lot of dissatisfaction with the younger generation.



It has also been pointed out as one of the reasons for the rise in house prices as the percentage of younger generations buying general apartments at all increases.



So, from November of this year, the government announced that it would open a way for single-person households or newlyweds without children to receive apartment subscriptions.



Of course, since the total supply of apartments is fixed, the chances of the existing waiting customers in their 40s and 50s are decreasing.



Even if this requirement is lifted, the younger generation calls it 'the rice cake of painting' because loans are blocked.



However, if you fall under the expanded standard, it is much more advantageous to prepare in advance, so today I will explain this in a little more detail.



<Anchor>



Yes, please explain in detail. Because it seems complicated. First of all, it is complicated when it comes to sale items. There are private and public ones, and there are many. By the way, in which sale items are these conditions relaxed?



<Reporter>



The amount of special supply among private housing is released. In fact, private housing refers to the quantity supplied by private construction companies, not the government. Of these, 53% must be allocated as 'special supplies'.



There are several eligibility criteria for special supplies. This time, the government is relaxing the qualifications for 'newlyweds' and 'first in life' among them.



In fact, the qualifications for these two were very strict in the past. The special supply for newlyweds is only eligible for homeless couples who have been married for less than 7 years, earning up to 110 million won a year based on dual income.



Among them, the higher the number of children, the higher the chance of winning. In addition, for the first time in their lives, special supplies were selected by lot only for households with income below a certain level and had never owned a house.



<Anchor>



So, newlyweds, are you talking about a bit more expansion during the first batch of life? Then, there seems to be some parts where qualifications are relaxed to some extent here, so please explain in more detail.



<Reporter>



First, I will explain the proportion of the qualifications being relaxed. Newlyweds and 30% of the first purchases in their lives will be released.



More specifically, in the case of the newlyweds, anyone who has been married for less than 7 years and does not own a house can apply for the application.



There is no division between children and children. It is possible even if the annual income exceeds 110 million won. If you only win the lottery, you can enter the new apartment.



And for the first time in my life, special attacks were selected through a lottery system if only the income criteria were met.



So, if you are a first-time home buyer, even single-person households can apply here. However, single-person households can only apply for houses with an exclusive area of ​​60 square meters or less.



<Anchor> After



listening to reporter Kim's explanation, I think I can understand how the conditions are relaxed. Then, from a concrete and realistic point of view, I'm curious to see how much of these relaxed conditions are.



<Reporter> The



weight of the newlyweds' special attack and the first of their lives is determined to some extent. Newlyweds' special attack is 20% of the total amount of private apartments, and 10% is the first special attack in their life.



As of last year, 40,000 households and 20,000 households came out, respectively. 30% here is about 18,000 units. The quantity itself is not really large, so the competition can be fierce.



There is also a point to be aware of. If a person with more than 160% of the average monthly income of urban workers applies for the subscription, a different asset standard is applied.



Their real estate assets must not exceed 330 million won, and the land is based on the official land price. Buildings are said to be based on the standard market price.



There may be people who own officetels and shopping malls because they are not included in the number of housing subscriptions, but if the asset value exceeds 330 million won, you cannot subscribe.



They also say that they will receive a financing plan, so it would be a good idea to check in advance whether there are any problems in raising funds.