<Anchor> With
regard to the tightening of loan regulations due to a large increase in household debt, homeless end-users were also in a difficult situation.
There are cases in which mid-payment loans are blocked in public sales for low-income households, and reporter Kim Jung-woo covered it.
<Reporter>
Last October, Shin Mo in his 30s won a public sale apartment for newlyweds.
I was planning to pay about 50 million won in mid-payment for a group loan, but the loan was abruptly delayed.
[Mr. Shin / Winner of public housing sale: I had to pay the mid-payment in September, but I heard it in August. After filing a complaint, I said, 'I'm going to postpone it to November. Prepare your money in advance like that.] Although the
pre-sale price is around 250 million won, which is far below the 900 million won upper limit for interim loan, it is difficult to find a bank that will lend you money due to the recently tightened loan regulations. will be
[LH official: It seems that the financial sector is a little bit short of limits. We have deferred the payment period for about 3 months (this is the status quo).] In
the case of newlyweds without a home, it is not easy to raise a large amount of money as the deposit is often tied to jeonse or monthly rent.
[Mr. Shin / Winner of public housing: I have good credit. Even though it's almost perfect, the state blocks loans. They said no, credit loans.]
Other publicly sold apartments are in a similar situation.
In the case of a public sale apartment in Unjeong, Paju, where the subscription was started, he said in the recruitment notice, "The mid-payment loan is unclear, so you may have to pay the mid-payment by yourself."
If you do not have cash, you will have no choice but to give up moving in even if you win a public sale apartment, and you will be deprived of your chance to win again for up to 10 years.
Deputy Prime Minister Hong Nam-ki announced that he would come up with a countermeasure within this month, but the indiscriminate loan regulation puts even public sales to the common people in a position to degenerate into a feast for the rich.
(Video coverage: Kim Hak-mo, video editing: Kim Seon-tak)
▶ He said that it will supply 50,000 households in Seoul next year... didn't keep my promise