The reporter learned from the China Banking and Insurance Regulatory Commission that the China Banking and Insurance Regulatory Commission has completed the 2021 proposal and proposal of the two sessions ahead of schedule.

In 2021, the China Banking and Insurance Regulatory Commission will undertake 667 proposals, including 391 proposals by the National People's Congress and 276 proposals by the CPPCC. As of the end of July, all proposals have been completed ahead of schedule.

  Judging from the content of the proposed proposals, the hot issues that the delegates and committee members are concerned about are mainly concentrated in the following areas: First, financial services to the real economy.

Involving financial support for private enterprises, small and micro enterprises, "agriculture, rural areas, revitalization, green finance, and other weak links in the real economy; financial support for catering, cultural tourism, foreign trade, automobiles and other industries, as well as regional policies in the Guangdong-Hong Kong-Macao Greater Bay Area."

The second is to prevent and resolve financial risks.

It involves preventing and resolving financial risks such as illegal fund-raising, Internet finance, online mutual assistance, real estate market, local government debt, and non-performing loans.

The third is to deepen financial supply-side reforms.

It involves deepening the reform of rural credit cooperatives and other banking and insurance institutions, the reform and development of pension finance, expanding the scope of property insurance, increasing insurance coverage, strengthening public health, medical and rare disease insurance protection, and supporting the development of commercial health insurance, long-term care insurance, and personal accident insurance.

The fourth is to expand financial opening to the outside world.

It involves expanding international financial cooperation such as opening to the outside world and the “Belt and Road” initiative.

The fifth is to strengthen the construction of supervisory capacity.

It involves revising and improving the Commercial Banking Law, Insurance Law, Trust Law, Bill Law, Corporate Bankruptcy Law and other laws and regulations, complementing the shortcomings of the supervisory system, and strengthening the construction of the supervisory system.

  In response to the issues of alleviating the financing difficulties of small and micro enterprises, reducing the burden on market entities, and consolidating the results of poverty alleviation, which are widely concerned by delegates and committees, the China Banking and Insurance Regulatory Commission has studied and introduced the promotion of high-quality development of financial services for small and micro enterprises, reduced banking fees and benefits, and financial support for rural revitalization. A number of policies have continuously improved the level of financial services.

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