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Today (20th) at 8 o'clock, let's talk about the economy. Recently, more and more banks are stopping lending. When the financial authorities put pressure on the financial authorities to limit the increase in household debt as much as possible, commercial banks began to cut loans. It is also pointed out that supplementary measures are needed for those who cannot find money urgently.



Reporter Hoon-Kyung Jang will deliver the first news.



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NH Nonghyup Bank announced that it will suspend all new real estate collateral loans to households from the 24th to November.



It is only possible to extend the maturity of the existing loan, and cannot increase or renew the loan.



This is because Nonghyup Bank's household loans stood at 135 trillion won as of the end of last month, up more than 7% from the end of last year, exceeding the 5-6% level required by the financial authorities.



[Agricultural officials: If you leave now, not a new loan you are (you) comes in a lot of these will contact that also should also not be increased, as the loan was to have far -



our banks, the third quarter loan limits have been dumped here and decided to suspend the new service of Jeonse loan until the end of next month.



SC First Bank also stopped selling some mortgage products, and the National Agricultural Cooperative Federation of 1,100 regions also stopped approving new apartment group loans.



As of last month, the household loan growth rate of the four major commercial banks was 2-4% compared to the end of the year, which is not within the guidelines of the FSC.



[Kim Sang-bong/Professor of Economics, Hansung University: Even if some banks start, the total amount is the same for the rest of the banks. It spreads back to all banks (loan suspension).] The



problem is that this kind of lockdown on loans will put the most vulnerable people in trouble.



If you cannot obtain urgent money right away, you may be driven to a worse secondary financial sector or illegal bonds.



Experts say that supplementary measures such as expanding policy finance for the common people are necessary.



(Video Edit: Seung-Yeol Lee)    



▶ “The level of risk of increasing household debt”… successive beeps