PayPay, a major QR code payment company that uses smartphones, has decided to charge a fee with an emphasis on profitability, although small and medium-sized merchants have been free of payment fees.
The future focus will be on how to maintain the affiliated stores that have rapidly expanded to “zero fees”.
According to the people concerned, PayPay, which handles cashless payments using QR codes, has been free of charge for small and medium-sized businesses out of more than 3.3 million member stores, but from October it will be charged. Hardened.
We are considering setting the commission to 1.98% for stores that only settle payments, and 1.6% for stores that issue discount coupons to users in addition to payments by paying a fixed fee.
Up until now, we have rapidly expanded the number of affiliated stores with "zero commissions", but due to the large amount of operating expenses, the operating loss last year exceeded 70 billion yen.
As a company, we will switch to paying as the number of affiliated stores and users has increased to a certain extent, and we aim to emphasize profitability in the future.
In the same QR code payment company, major LINE Pay and au PAY will also start charging from October.
As the burden on the store side will increase, it seems that the focus will be on how each company will maintain its affiliated stores in the future.