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It has been revealed that Merge Point, a mobile payment platform that has attracted 1 million users with mobile gift certificates with a 20% discount rate, has been operating unregistered for over two years. Then, as the number of uses suddenly decreased, hundreds of users visited the headquarters overnight to protest, requesting a refund.
Reporter Jeon Yeon-nam.
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Hundreds of app users flocked to the Merge Point headquarters in Yeongdeungpo-gu, Seoul around 1 am today (13th).
As the number of places where points can be used, such as convenience stores and large marts, has been greatly reduced to a few small and medium-sized restaurants, anxious users are asking for a refund.
[Merge Point users: (The company) told me to wait for a number ticket, but even those with single-digit numbers have not received money. I say 300 times.]
Merge Point offers a 20% discount, which is much higher than the general discount rate for gift certificates, which is usually around 5%.
It was even pointed out that it is a kind of multi-level financial fraud that fills the deficit with the money of late subscribers.
[Lee, Sung - Hoon / Sejong University Graduate School of Business Professor: Point inde payment is ultimately finance, if these points are not based on trust and eventually abandoned gotta a piece of tissue did you see the damage.]
Did not do more Electronic geumyungeopbeop the mandatory registration The problem is that trust is greatly shaken when it is revealed that they have been operating without a license for over two years.
This is because, if the company goes bankrupt, even unspent customer advance payments cannot be protected.
During the two years and seven months of providing the service, the money raised by Merge Point was about 100 billion won, and the Merge Point side announced that it would further announce the refund schedule and speed up the electronic financial business registration process to normalize the service within the fourth quarter of this year.