According to RBC, this follows from the data of the analytical company Frank RG.
Thus, as of August 10, the FRG100 index, which reflects the average profitability of savings products for up to one year in 54 Russian banks, reached 5.3% per annum.
This is in line with the end of December 2019.
Earlier, Stanislav Pismenny, chief analyst at IFC Solid, spoke about the ways of investing money.
In an interview with Nation News, he noted that of the advantages of bank deposits, it is worth noting only the insurance guarantees of the DIA for deposits up to 1 million 400 thousand rubles and a non-taxable amount of income with income tax in the amount of 1 million rubles.
Pismenny added that bonds remain more liquid and diversified instruments ”.
According to him, unlike fixed-term deposits in banks, an investor can sell them at any time without losing income and receive cash.