The nominal interest rate (TIN) of consumer loans has grown by 23.7% since the last quarter of 2020, according to the analysis carried out by the 'app'

Fintonic

.

Likewise, the report indicates that the increase in this fixed concept of financing is especially significant in the case of the first five entities, "reaching 39% more in some specific cases."

In addition, it would be "increasingly common" that interest rates at more competitive prices are linked to the contracting of additional financial products, such as insurance.

The average profile of the loan contractor

is a man between 36 and 45 years of age

, single and without children, with an income between 1,100 and 1,399 euros.

In addition, one in three users requests amounts less than 3,000 euros, while one in four subscribes credits worth more than 15,000 euros.

About 6% are affected by an ERTE and one in two has less than two years of work experience.

Likewise, despite the "timid" recovery that consumer loans are experiencing, Fintonic foresees a change in trend, as observed in the data recorded in the last month on its loan platform;

specifically, they reflect a 10% rise in demand in June compared to May.

INCREASE IN POLICY PRICES

As for the insurance sector, Fintonic points out that they have also experienced a progressive increase in prices in some policies in recent months.

Thus, although car insurance has followed a trend of reducing premiums since the beginning of the pandemic, the rest of the lines have a more diverse behavior, according to the analysis of this company.

"Home insurance shows an upward trend so far in 2021 of 9.2%, as well as accident coverage for motorcycles, with prices 4% higher," he says.

In this context, Fintonic has launched the campaign 'A good time, good face', an initiative with which it seeks to defend that financial institutions are "now more than ever, by the user side", according to information provided by Europa Press.

To stage it, the 'app' team star in a campaign in which they symbolically remove the mask to stand up for their users, representing "their determined support for citizens" and offering "their help as independent experts."

According to the criteria of The Trust Project

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