2020 National Housing Provident Fund Annual "Bills" Released: 1.336.04 billion personal housing loans issued
Recently, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, and the People's Bank of China jointly issued the "National Housing Provident Fund 2020 Annual Report", which fully disclosed the operation of the National Housing Provident Fund in 2020.
In 2020, all businesses of the National Housing Provident Fund are operating smoothly
In 2020, the national housing provident fund deposit amount was 262.1083 billion yuan, 60.8342 million people withdrew housing provident fund of 1.855118 billion yuan, and 3.0277 million personal housing loans were issued with 1.336.04 billion yuan.
During the "Thirteenth Five-Year Plan" period, the cumulative amount of housing provident fund deposits was 106264.477 billion yuan, the total withdrawal amount was 7393.014 billion yuan, and the cumulative personal housing loans were 5,795.419 billion yuan. At the end of the "13th Five-Year Plan" period, the personal housing loan rate was 85.31%.
The scope of housing provident fund service groups has steadily expanded
In 2020, there were 689,200 new account opening units and 18.3511 million new account opening employees.
In the whole year, the housing provident fund paid-in units were 3.6538 million, and the paid-in employees were 153,277,000, an increase of 13.33% and 3.00% respectively over the previous year.
The proportion of paid employees in urban private enterprises and other urban enterprises, foreign-invested enterprises, private non-enterprise units and other types of units continued to increase, and the paid-in employees of the above-mentioned units accounted for more than half of the paid-in employees that year.
Among the newly opened employees, the proportion of employees who belonged to urban private enterprises and other urban enterprises, foreign-invested enterprises, private non-enterprise units and other types of units accounted for 74.57%, an increase of 0.6% over the previous year; agricultural transfer population and newly employed college students Waiting for 10.2952 million new citizens, accounting for 56.10% of all newly opened employees, the housing provident fund continues to play an active role in helping new citizens stabilize their jobs and settle down.
Continue to vigorously guarantee the basic housing needs of paid employees
In 2020, the housing provident fund supported 60,834,200 people withdrawing, accounting for 39.69% of the number of paid-in employees, and the withdrawal amount was 1,855.118 billion yuan, an increase of 13.94% over the previous year.
Among them, 12.2642 million people were supported to extract 118.851 billion yuan in rental housing, an increase of 20.97% and 26.73% respectively over the previous year; and 211 million people were supported to extract housing provident fund for the renovation of old communities such as elevators.
A total of 3.0277 million personal housing loans were issued throughout the year, with a total amount of 1.336004 billion yuan, an increase of 5.85% and 10.06% respectively over the previous year. The loan interest rate was 1.1-1.55 percentage points lower than the loan market quoted interest rate (LPR) in the same period. The savings in interest expenditure is about 295.34 billion yuan, and each loan can save about 97,500 yuan in interest expenditure.
(Headquarters CCTV reporter Yang Xiao)