Xinhua News Agency, Shenzhen, June 4 (Reporter Zhao Ruixi) The "Notice on Carrying out Housing Leasing Fund Supervision" jointly issued by Shenzhen Housing and Construction Bureau and other seven departments a few days ago will come into effect on the 11th and will be valid for 2 years.
The notice stipulates that housing leasing companies should open a unique special account for housing leasing funds in commercial banks to collect tenants’ deposits and rents. The banks release rents to housing leasing companies on a monthly basis.
Financial institutions that provide individual housing rental loans to lessees shall sign a separate loan agreement with the lessee and appropriate the loan to the lessee’s personal account.
In response to the phenomenon of "long income and short payment" in the housing leasing market in recent years, which led to the rupture of the capital chain, the notice includes the opening of a special account for housing leasing funds, the implementation of leasing funds supervision, standardization of housing rental loans, and strengthening of supervision and management Make provisions.
The notice clarifies the scope of supervision of housing leasing funds. For housing leasing companies that conduct business through entrusted operations and subletting, if they collect rent from the lessee for more than 3 months in a single time, or collect the lessee’s deposit for more than 1 month in a single time, the excess The funds of the company shall be supervised by the bank that opened a special account, or the housing leasing company shall provide a corresponding bank guarantee for guarantee.
An enterprise engaged in housing leasing business shall open a unique special account for housing leasing funds in a commercial bank to collect the tenant’s deposit and rent.
When a housing leasing company opens a special account, it shall sign a housing leasing fund supervision agreement with the bank, clarifying the scope of funds supervision in the special account, the conditions and procedures for releasing funds, etc.
According to the housing leasing transaction information of the Shenzhen housing leasing supervision service platform, the supervisory bank supervises the funds in accordance with the supervisory agreement, and pushes relevant information such as the income and expenditure of supervisory funds as required.
The supervised funds shall not be used at will.
Starting from the next month after the lease contract takes effect, the regulatory bank will release rents to housing leasing companies on a monthly basis.
The notice proposes to regulate housing rental loans.
Financial institutions that provide individual housing rental loans to lessees shall sign a separate loan agreement with the lessee and appropriate the loan to the lessee’s personal account.
The granting of housing rental loans by financial institutions shall be based on housing lease contracts filed or reported in accordance with relevant regulations. The term of the loan shall not exceed the term of the housing lease contract, and the frequency of granting loans shall match the frequency with which the borrower pays rent.
Housing leasing companies shall not require tenants to use housing rental loans by means of concealment, deception, coercion, etc., shall not induce tenants to use housing rental loans in the name of rent concessions, and shall not include housing rental loans in the housing lease contract.