To begin with, early retirement is neither good nor bad news.

They are a fact that has been taking place in our economies for dozens of years.

They are an indication of the labor transformation of a society that destroys jobs in sectors that will become obsolete if they do not evolve, but that continues to create jobs in new and growing industries and businesses.

In many cases, early retirements are hard and sad for those affected;

but, for others, it can

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