What better way to pique your curiosity than to announce that you have won the jackpot?

After lotteries, sweepstakes and so-called promotional giveaways, it's now bogus heirlooms that aim to get you down on the hook.

For several months now, institutions and consumer associations have sounded the alarm on false professionals who contact you to tell you that you are the beneficiary of a life insurance contract.

To recover it, you must provide various pieces of identification, before receiving a false contract larger than life.

In this way, victims are confident that they are not wary when asked to pay an unlocking fee of up to 5% of the funds promised.

Distrust is the order of the day

To find their targets, criminals do not hesitate to go through death notices and contact relatives of the deceased by phone or e-mail. They then pose as notaries or brokerage firms, or even as Agira, the official agency responsible for organizing the search for unclaimed life insurance contracts. Dozens of victims have been identified in a few months, knowing that the swindled sums sometimes reach up to 10,000 or 20,000 euros.

In the event of such solicitation, be particularly vigilant.

First of all, note that a notary does not have the power to release the funds for life insurance: only the insurer with whom the contract has been taken out can do so.

To find out, contact the chamber of notaries of the so-called professional department.

You can also compare the contact details provided with those in the official directory available on Notaires.fr.

Finally, to find out if you are indeed a beneficiary of life insurance, send an online request to Agira on Formulaireassvie.agira.asso.fr.

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