Chinanews client Fuzhou, April 26 (Reporter Xie Yiguan and Li Jinlei) "Digital RMB is designed to meet the needs of publicity and inclusiveness, and propose solutions for different user groups. For example, the integration of health code and balance display can be The video chip elderly card provides convenient and safe digital renminbi payment experience and social travel convenience for the elderly through a touch or a QR code."
On the 25th, at the Digital Economy Sub-forum of the 4th Digital China Construction Summit, Di Gang, deputy director of the Central Bank's Digital Currency Research Institute, discussed the full coverage of legal digital currency in the inclusive and inclusive realization of scenarios, empowering the real economy, and helping the rapid development of the digital economy And other aspects.
Data map: Digital RMB "touch one touch" offline payment function.
Photo by Zhong Sheng
Di Gang said, “Digital RMB is a legal tender issued by the People’s Bank of my country, which is legally compensatory. Any unit or individual in China shall not refuse to accept it if it meets the conditions for acceptance.”
Not only that, digital renminbi has value characteristics and property rights, and is loosely coupled with traditional bank accounts, using technologies such as digital renminbi secure encryption storage, and has the characteristics of payment and settlement, which can improve payment efficiency and reduce payment costs.
At the same time, the digital renminbi supports online mode, single offline mode, weak network and non-network point-to-point dual offline transactions, etc., to achieve full coverage of undifferentiated scenarios.
Di Gang emphasized that the application of digital renminbi also focuses on strengthening industrial integration, and through the launch of a series of innovative application scenarios of digital renminbi, it provides diversified payment methods for all walks of life.
At the same time, it will continue to integrate and iterate with innovative technologies such as 5G, the Internet of Vehicles, and the Internet of Things to provide a full range of Internet of Everything payment experience, build a sustainable development ecosystem, and closely integrate new infrastructure to empower the development of the digital economy.
According to Di Gang, in the future, the digital renminbi will focus on key areas such as the technological winter Olympics, smart cities, smart agriculture, digital government, and digital education, combining the development plans of pilot areas and local characteristics to continuously explore new applications of digital renminbi that are compatible with local economic development. Model, build a new digital RMB ecosystem based on the principles of openness, tolerance and long-term evolution.
(Finish)