Chinanews, April 8th. Recently, the first domestic inclusive medical insurance to help "village the village"-"Water Drop Village Revitalization Insurance" was officially launched in Mengjiazhuang Village, Liuzhangzi Township, Chengde County, Hebei Province, with 1,800 people in the village The villagers all get a medical insurance with a maximum coverage of 200,000 yuan.
"Waterdrop Rural Revitalization Insurance" is an innovative inclusive medical insurance launched by Waterdrop Company in response to the national "village revitalization" call, consolidating the results of poverty alleviation, and effectively preventing the return of poverty due to illness, providing corresponding medical care for residents of different ages Expense reimbursement, no previous medical history, no deductible, the maximum insured amount is 200,000 yuan, and the guarantee period is 1 year.
On April 2nd, Waterdrop Company and Mengjiazhuang Village, Liuzhangzi Township, Chengde County, Hebei Province jointly launched the "Village Revitalization-Medical Insurance Protection Special Action", and Mengjiazhuang Village became the No. 1 of Waterdrop Company's "Waterdrop Village Rejuvenation Insurance" in the country. Pilots.
Wang Yajun, Deputy Secretary of Chengde County Party Committee, Hebei Province, Xia Zhigang, Secretary of Liuzhangzi Township Party Committee, Chengde County, Hebei Province, Qi Mingzheng, First Secretary of Mengjiazhuang Village, Liuzhangzi Township, Chengde County, Hebei Province, and Shen Peng, Founder and CEO of Water Drop Company, attended the event. .
It is reported that the "Water Drop Rural Revitalization Insurance" provides reimbursement for hospitalization medical expenses caused by major diseases or severe malignant tumors for residents between 28 days and 70 years of age. The part outside the medical insurance coverage is borne by the individual and is paid at a ratio of 30-60%. .
No previous medical history, no deductible, the maximum insured amount is 200,000 yuan, and the coverage period is 1 year.
According to reports, after the "Water Drop Rural Revitalization Protection" pilot project in Mengjiazhuang Village, Hebei, Water Drop Company will unite relevant companies and institutions in the industry as appropriate to promote it to the entire province of Hebei and even the whole country.
Since its establishment, Water Drop Company has always been adhering to the company mission of "using Internet technology to help promote the protection of the masses and protect hundreds of millions of families", and actively explore the establishment and improvement of effective prevention of poverty due to illness and return to poverty, and poverty alleviation in the country The responsibility and innovation of Internet companies have been highlighted in the battle.
In March of this year, due to health assistance to 73 targeted poverty-stricken counties, we continued to help Beijing’s poverty alleviation cooperation and support cooperation areas to win high-quality poverty alleviation battles. Waterdrop Company was awarded the "Beijing Poverty Alleviation Collaboration Advanced Group" by the Beijing Municipal Party Committee and Beijing Municipal People’s Government "Privilege.
In 2020, all the poor under the current standards in my country will be lifted out of poverty, and the battle against poverty will be fully won.
Localities have also worked hard to consolidate and expand the results of poverty alleviation in accordance with the requirements, and continue rural revitalization.
Rural revitalization is fundamentally the revitalization of the people, and health is an important part of rural revitalization.
After the poverty alleviation task is completed, the risk of low- and middle-income groups returning to poverty due to illness still exists.
Shen Peng, founder and CEO of Waterdrop, said that in the past five years since its establishment, Waterdrop has always tried to connect with the government's guarantee and rescue work through innovative methods. Waterdrop has launched the "Waterdrop Rural Revitalization Insurance" this time, using Internet technology, Actively assist the government to explore a long-term poverty return mechanism, "hope to jointly create a reproducible and landing relief model, and explore a new experience for promoting rural revitalization."
It is reported that in addition to the implementation of the "Waterdrop Rural Revitalization Insurance", Waterdrop Company will also provide school-level insurance for local kindergarten and primary and secondary school students, as well as targeted services to villagers in Mengjiazhuang Village who suffer from serious illnesses and have medical funding gaps. According to the actual situation In rural clinics, hospitals and other institutions, set up "drip aid service stations."
For qualified and difficult patients, green channels such as water drop financing for personal aid review and withdrawals will be opened.