China News Service, Nanning, April 3 (Reporter Yang Chen) The Science and Technology Department of Guangxi Zhuang Autonomous Region signed a strategic cooperation agreement with a number of financial institutions in Nanning on the 2nd. Adapted multi-level financial service system, unblocked financing channels for technology-based enterprises.
Technology-based enterprises, especially technology-based small, medium and micro enterprises, have long been faced with problems such as "difficult financing, expensive financing, and slow financing" due to insufficient collateral and low credit.
In recent years, Guangxi has provided discount subsidies for science and technology enterprises through the implementation of the “Guihui Loan-Science Innovation Loan” policy; the Guangxi Science and Technology Department has also established a 100 million Guangxi Innovation-Driven Development Investment Fund with the Department of Finance to meet The financing needs of technology-based enterprises.
“In general, the development of Guangxi science and technology finance is still in its infancy. It lacks integrity and systemicity and is relatively lagging behind developed regions.” Jian Xingchao, deputy director of the Guangxi Science and Technology Department, said in his speech that it is in order to comprehensively promote science and technology finance. Work, for the development of technology-based small, medium and micro enterprises, tailor-made the financial support chain of “allocation of insurance loans” and form a development path of technology and finance with Guangxi characteristics. On the one hand, the department will promote the establishment of an effective evaluation index system for scientific and technological innovation capabilities. Institutions provide strong scientific and technological credit support.
On the other hand, financial institutions will be promoted to innovate technological financial products and services, and increase financing support for technological small, medium and micro enterprises.
Specifically, the local area will form a “Science and Technology Credit System” with Guangxi characteristics, and timely push the list of technology companies and evaluation results to financial institutions, guide and support investment and financing institutions to tilt credit resources to high-quality technology companies, and encourage investment and financing institutions to increase appropriately. Increase the financing of high-quality technology-based enterprises and reduce the difficulty of financing.
Explore innovative guarantee products and services, such as "Enterprise High-value Intellectual Property + Guarantee", "High Innovation Capability Rating Enterprise + Guarantee" and other models, reasonably enlarge the scale of credit, and help enterprises form a virtuous circle of "technological innovation" and "business development" .
Jian Xingchao said that strengthening and guiding the allocation of financial resources to the field of science and technology and promoting the integration of technology and finance are important measures for accelerating the transformation of scientific and technological achievements and cultivating strategic emerging industries.
Deepening the cooperation between government, finance, and enterprises will help build a bridge between technological innovation and financial services, promote the organic integration of Guangxi's technological innovation chain and financial capital chain, and open up financing channels for technological enterprises.
On the same day, the Guangxi Science and Technology Department signed strategic cooperation agreements with the Guangxi Zhuang Autonomous Region Rural Credit Cooperatives Association, Guangxi Beibu Gulf Bank Co., Ltd., Guilin Bank Co., Ltd., Ping An Bank Co., Ltd., and Guangxi Financial Guarantee Group Co., Ltd. respectively. Financial institutions such as China Construction Bank Corporation have also released new credit products with technological innovation. (Finish)