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meantime, even if a drunk driving accident occurred, most of the damage could be covered by insurance by paying the accident burden.

However, in the future, the perpetrator of drunk driving will have to bear all the damages.

The government has decided to radically change the auto insurance system to raise awareness of drunk driving, hit and run, and unlicensed accidents.



Reporter Han Sang-woo's report.



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drunk driving accident in Eulwang-ri, Incheon, in which the head of a 50-year-old who delivered chicken was killed by a car driven by a drunk driver in September of last year.




An insurance premium of 270 million won was paid to the victim, but 3 million won was all the perpetrator paid.



In the same month, 9 drivers who had an accident while running on Haeundae road in Busan in a hallucination state after taking drugs in the same month were injured and paid 810 million won in insurance, but they did not pay a single penny.




In both accidents, most of the damages were covered by the car insurance that the perpetrators subscribed to, but in the future, the car insurance system will be changed so that the perpetrators cover all of them.



In addition to drinking, unlicensed and hit-and-run driving, insurance companies can claim the full amount of insurance payments paid to victims, including drug and drug driving.



However, if you are enrolled in comprehensive insurance, you can only claim up to 150 million won, and even this, we decided to raise the limit in consultation with related organizations such as the Financial Services Commission.



[Cho Jong-soo/President of the Non-Life Insurance Association: It seems that this purpose is to inspire drivers' awareness by strengthening the self-pay for drunk driving and the recently controversial drug driving.]



Violation of signals and invasion of the center line Insurance standards for 12 major negligence accidents will also change.



Currently, insurance companies share the cost of repairing the two vehicles according to the percentage of negligence, but from now on, the cost of repairing vehicles with gross negligence will not be billed to the other party.



(Video editing: Hongmyeong Lee)