The transformation of old communities in cities and towns drove an investment of nearly one trillion yuan last year.
"Reform" to invest in a new space (replace the old community with a new look)
The transformation of old communities in cities and towns is both a people's livelihood project and a development project, which contains huge investment potential.
In 2020, my country will start to renovate 40,300 old communities in cities and towns, directly and indirectly spurring nearly one trillion yuan in renovation and renovation investment. It can also leverage residential renovation, decoration, and home appliance renovation, and drive the development of multiple industries. Stable investment growth plays an important supporting role.
Although the transformation of old communities in cities and towns is a "rich mine" for investment, there are also problems such as high capital demand and difficulty in forming a reasonable return mechanism.
At present, all localities and departments are actively exploring the establishment of a reasonable sharing mechanism between government departments, residents, and social forces to raise funds for transformation through multiple channels.
Reasonable implementation of residents’ funding responsibilities-in accordance with the principle of who benefits and who contributes, actively promote residents to participate in the transformation of investment, which can be implemented through direct investment, use (reconstruction, renewal) of residential special maintenance funds, and transfer of community public benefits.
Fiscal funds will be allocated to four or two kilograms-the task of rebuilding old urban communities will be doubled in 2020. The central budget will invest 54.3 billion yuan, and the central government will allocate 30.7 billion yuan to guarantee housing projects to guide and drive related transformation investment.
Social forces add firewood and raise salaries-implement tax reduction and exemption policies to allow social capital to go into battle, and ensure long-term operations of enterprises through government procurement, paid use of new facilities, and implementation of asset rights. The scientific and reasonable investment and financing model has stimulated the participation of participating enterprises. Positivity.
The financial system is actively assisting-speeding up the transformation of old communities in cities and towns cannot do without strong financial support.
In 2020, the China Development Bank, China Construction Bank and 5 provinces and 9 cities signed a strategic cooperation agreement, which will provide a total of 436 billion yuan in loans in the next 5 years, focusing on supporting the transformation of old urban communities in which market forces participate.
With multi-party participation and concerted efforts, the transformation of old communities in cities and towns is steadily steadily unleashing huge investment potential.
Qingdao: Replenishment with awards, financial funds are "allocated four or two thousand catties"
Recently, Wang Zhengchuan, a resident of Shunde Garden District, Jiaozhou City, Shandong Province, has become more confident in his cooking.
"After the renovation, most of the gas pipes were moved out of the house, and the public areas were replaced with new pipes. The'face' is beautiful and the'inner' is safe!"
"According to estimates, including Shunde Garden, the renovation of the gas in three communities requires an investment of more than 4 million yuan." In May last year, Qingdao Xin'ao Jiaocheng Gas Company received the project, and the unexpected funds were once worried about Dong Jiaqiu, the general manager.
Jiaozhou City’s policy of subsidizing with rewards has solved the urgent need!
"The sum of the central fiscal awards and local fiscal funds is about 2 million yuan, and the pressure is reduced by half." Dong Jiaqiu's hanging heart was relieved.
While financial funds focus on supporting basic renovations such as plumbing, heating, electric heating, etc., they also give full play to the guiding role of the “four-two allocations” and attract social capital to participate in the renovation of old communities through project capital injections and loan discounts.
Chen Gang, a member of the Jiaozhou Construction Bureau Party Group, said that in the next step, Jiaozhou intends to support large-scale implementation and operation entities to take a market-based approach to participate in the transformation. "At present, Jiaozhou Finance has injected 100 million yuan in project capital, and local state-owned and private enterprises have jointly established a mixed-ownership company. , Responsible for the design, construction and financing of the city’s old community renovation."
“Single renovation projects are small in scale, low in revenue, and limited in financing capacity. Large-scale implementation and operation entities can be realized by rationally expanding and transforming implementation units, promoting the joint transformation of neighboring communities and surrounding areas, and strengthening the co-construction and sharing of service facilities and public spaces. Funding balance.” said Ding Shugeng, deputy director of the Real Estate Development Center of Qingdao Housing and Urban-Rural Development Bureau.
Once the funding bottleneck is eliminated, the pace of transformation will be accelerated, and the pulling effect on investment will gradually become apparent.
"We are an export-oriented company. The original foreign trade order volume was as high as 80% because of the epidemic. In the past few months, we have placed orders for the renovation of old communities to help us quickly recover." Nidec Elevator (Qingdao) Limited Company Director Yang Wenhao said happily.
In 2020, 111 old communities in Qingdao will be "replaced with a new look", with a total investment of about 700 million yuan. The renovation of Shunde Garden alone can drive social investment of tens of millions of yuan and benefit more than 10 related companies.
Suzhou: revitalize resources and attract social capital to invest
500 million yuan!
Upon receiving the task of renewal and renovation of the old renovation demonstration area in the No. 32 neighborhood of Gusu District, Suzhou, Jiangsu, Wang Xiangzhi, general manager of Suzhou Historic and Cultural City Conservation and Renewal Real Estate Co., Ltd. frowned, “With so much investment, it is too pressure to rely on self-raised funds. Big."
"Why not use the traditional resources of Gusu District to build a cultural brand and attract other companies to participate?" The proposal of Qian Yujing, director of the Suzhou Housing Acquisition Office, made Wang Xiangzhi suddenly enlightened.
You know, Gusu District is rich in historical and cultural relics, with a large number of ancient buildings, old houses, and ancient streets and alleys scattered in it.
This can bring "wealth" to the transformation of old communities.
To discuss plans and seek cooperation, Wang Xiangzhi came into contact with many companies with investment intentions.
Not long ago, another Shanghai company took the initiative to sign a contract to integrate and utilize the stock assets in the area to develop boutique hotel projects and provide tourists with customized experience services.
"The transformation of historical and cultural blocks requires both perfecting functions and inheriting history. After the transformation, not only the cultural heritage is more prominent, the community also improves the environmental quality, and it can also stimulate at least 30 million yuan of investment and provide hundreds of jobs." Wang Xiangzhi said, in addition, , The company can also charge a certain amount of management fees for the renovation of old communities.
This model provides a model for the subsequent multi-agent development of ancient city protection and old community reconstruction. "By integrating existing resources, creating more vibrant cultural experience projects, investment is viable, and the pressure on reconstruction funds can also be reduced a lot."
Invigorating resources and "making money on the spot" can effectively resolve the difficulty in financing the renovation of old communities; not only that, through the construction of postal express terminal integrated service stations, sports and fitness and other community service facilities, the old communities are improved and upgraded. It can also attract various social forces to participate in investment.
Following this line of thinking, Suzhou has harvested many successful cases——
In an old community in Wujiang District, a rookie station was put into use to provide residents with services such as express delivery, parcel carton recycling, and laundry delivery.
According to Zheng Siya, the person in charge of the rookie station, the community provides them with an unused building of more than 70 square meters and is free of rent for a certain period of time. "Each station can bring 3 to 5 people to work."
In the old community of Cathay Pacific Village, the community cage football field invested 1.2 million yuan by Suzhou Changki Sports Technology Company will become a good place for nearby residents to exercise.
"After completion, the enterprise can independently contract for 10 years of operation. The income sources include rents for football stadiums, community parking spaces, public housing, advertising spaces, etc., and the investment costs can be recovered in about 6 years." Lu Lu, chairman of Yinshan Lake Group, who is responsible for the renovation of the community Zhiping said.
"Through revitalizing the idle resources of the community and introducing community service facilities for upgrading and transformation, it can not only enrich the service supply and make the community more livable, but also enable investment operators to obtain reasonable investment income and achieve a win-win situation." Suzhou Housing and Urban-Rural Development Bureau Deputy Director Ge Xin said that this year Suzhou plans to renovate 80 old communities, benefiting more than 25,500 residents, and plans to invest nearly 1.2 billion yuan.
Bengbu: Active assistance, financial institutions send funds "in time"
"This loan from the Agricultural Bank of China pressed the'fast forward button' for the renovation of the community." Looking at the remodeling of the Metal Company community built in the 1990s, Wang Wenqiang, Secretary of the Party Working Committee of Weisi Street, Yuhui District, Bengbu, Anhui, breathed a sigh of relief: "Residents There is a strong willingness to reform, but we have been unable to start construction due to lack of funds in the past, and we are also anxious."
Last year, 874 old communities in Anhui were renovated, with a total investment of more than 3 billion yuan, including 34 communities in Bengbu.
However, financial funds are limited. In order to mobilize more capital to participate, it is inseparable from the efficient connection of government departments, banks, and enterprises.
In 2020, the Bengbu Branch of the Agricultural Bank of China issued a total of 310 million yuan in loans to send funds for the renovation of 178 communities, including a 130 million yuan loan for the Yuhui District renovation project.
"The 130 million yuan loan, including the preferential interest rate, can save 900,000 yuan a year; the capital ratio is reduced by 10%, and the company can keep more than 10 million yuan in hand; the repayment period has also been extended from 3 years to 6 years …" Wang Bo, head of the business department of the Bengbu branch of the Agricultural Bank of China, said that the scale of investment in the transformation of the old community and the long return period, enterprises can’t wait to "break a penny into eight petals", and the bank has tailored and more flexible loan programs. , So that the burden on enterprises is greatly reduced.
Not only that, the loan process is also streamlined.
Wang Bo introduced that in the past, similar loan businesses required secondary branches to connect first, and then went to the on-site investigation after the provincial branch passed the preliminary review; now, the provincial branch takes the lead in conducting on-site assessments, and the transformation of the special loan business is immediately reviewed. "The current loan approval efficiency can be shortened from nearly one month to half a month."
The financial pressure of construction enterprises has eased, how can the enthusiasm of banks be improved?
“Some communities are small in scale, do not form areas, and cannot generate income; but some communities are widely used, have strong functional radiation, and strong cash flow." Wang Peiran, general manager of the financial customer department of China Merchants Bank Hefei Branch, introduced, when China Merchants Bank issued loans , Consider bundling different communities together to provide financing support through the overall credit method, which will not only help increase the willingness of enterprises to participate in the transformation, but also help reduce the risk of bank credit.
(Reporters Ding Yiting, Liu Shiyao, Wang Weijian, Wang Pei, Xu Jing)
The transformation investment must form a joint force (short comment)
From hardware renovation such as building and pipe network, to software services such as elderly care and kindergarten, to driving consumption of residents, the renovation of old urban communities can promote the “dual upgrade” of industry and consumption, stabilize investment growth, and do a good job in the “six stability” work. 1. It is of great significance to implement the "six guarantees" task.
To stimulate large-scale investment, we cannot rely solely on government departments to "sing alone". We must also vigorously attract the participation of social forces to form a joint force.
A mechanism in which the government departments, residents, and social forces reasonably share the funds for reconstruction is being established.
For example, basic renovations involving basic living conditions such as plumbing, heating, electrical heating, etc. are mainly supported by financial funds; those involving the installation of elevators and other complete renovations are resolved through resident investment and the transfer of public resources, and the government shall provide appropriate support; involving the provision of public services for the elderly Improvements such as, nursery school, etc., can effectively attract social forces to participate in investment through the coordinated use of resources such as community vacant land and idle real estate.
There are always more solutions than difficulties.
It is believed that through precise policy implementation and multi-party participation, the transformation of old urban communities will inject strong impetus to the expansion of effective investment.